Dan is the most conscientious Lender I have worked with. Very professional and very knowlegable about the business! I met Dan about 8 years ago when he drove 300 miles to meet his out of state buyers at their closing. They were about 5 hours late arriving from Arkansas and so Dan and I had lots of time to talk about our business. I started using Dan as my preferred lender at that time. He, like me, really has the Buyer's best interest's at heart. And there are NO surprises at closing! I so appreciate all my Buyer's he has helped make the dream of home ownership a reality!