Contact Lender

Please enter a first and last name.

Please enter a valid phone number.

Please enter a valid email address

Please fill in a note to the lender (5 character minimum, 800 character maximum).

Submitting contact...
An unexpected error occurred. Please try again later.

By clicking “Contact Lender”, you agree that Bank of America, N.A. may contact you at the telephone number or email address you have provided above for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a Do Not Call registry or requested Bank of America, N.A. to not send marketing information to you by email. You agree Bank of America, N.A. may use automatic telephone dialing systems and artificial or prerecorded voice messaging in connection with calls or texts made to any telephone number you provide even if the telephone number is assigned to a cellular/mobile telephone service or other service for which the called party is charged. You are not required to consent to receiving autodialed calls or texts as a condition of purchasing any Bank of America, N.A. products or services. If you use a relay or other telephone service for the hearing impaired, please call or have your service call 1.800.915.8026 for help with your loan request.

Profile picture for Bill Chalfant

Bill Chalfant

Purchase Loan,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Mr. Chalfant was born and raised in Concord, NC.  He is a graduate of Concord High School, and earned a B.S. in Business Management from North Carolina State University with a concentration in finance. Currently he resides and works in Charlotte, NC.

With over 10 years experience in the finance/mortgage/banking industry from wholesale lending to retail banking, he has a vast knowledge of lending as a whole.  As a premier loan originator, his primary goal is "To make the lending process a pleasant experience, with a smooth transition from application to closing while providing exceptional customer service".  Over his 10 year career, and thousands of loan closings, he is more than willing to find the right product and loan terms to fit your needs.  

Cardinal Financial is a full service direct mortgage lender. They specialize in purchase or refinancing primary residence, 2nd home, vacation properties, investment homes, warrantable condos and multi-unit properties.  They provide a variety of loan programs from Conventional, FHA, VA, Jumbo, ARMs, USDA and HARP.

Mr. Chalfant is currently licensed, conducting business and closing loans in the following States:

More Less 

Ratings & Reviews


07/02/2014 - armondpaiva
Was pre-approved. Tanglewood Forest, Shady Hollow, TX 78748

I recently closed on a loan initiated through Bill. He was a pleasure to work with, responsive, and effective at providing a great rate within minimal costs. I highly recommend working with him.

Profile picture for Bill Chalfant
Response from Bill on 07/03/2014

Thank you so much for the kind words Armond. It was a pleasure to work with you as well!



03/27/2014 - zzwwfu
Closed purchase loan. Audubon, PA

Bill is the best. He fulfilled every promise. He provided the best rate available. He also helped to make the rate- locking and closing date most convenient for me. I strongly recommend him to any body. I will call him again when I need a loan next time.

Profile picture for Bill Chalfant
Response from Bill



03/27/2014 - charleshantla
Closed purchase loan. Melissa, TX

Bill recently help us with an FHA mortgage for a new construction home in North Texas. Bill was able to provide very accurate quote information with a minimal amount of personal data. He was aware of the daily market trends and was able to advise when the right time to lock was. He saved us almost half a percent over what some local lenders were offering. I would highly recommend you let Bill see what he can do for you. It never hurts to take a look! Thanks Bill!  More Less 

Profile picture for Bill Chalfant
Response from Bill