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Profile picture for Bill Chalfant

Bill Chalfant

Lender
Specialties:
Purchase Loan,
Refinancing,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Mr. Chalfant was born and raised in Concord, NC.  He is a graduate of Concord High School, and earned a B.S. in Business Management from North Carolina State University with a concentration in finance. Currently he resides and works in Charlotte, NC.

With over 10 years experience in the finance/mortgage/banking industry from wholesale lending to retail banking, he has a vast knowledge of lending as a whole.  As a premier loan originator, his primary goal is "To make the lending process a pleasant experience, with a smooth transition from application to closing while providing exceptional customer service".  Over his 10 year career, and thousands of loan closings, he is more than willing to find the right product and loan terms to fit your needs.  

Cardinal Financial is a full service direct mortgage lender. They specialize in purchase or refinancing primary residence, 2nd home, vacation properties, investment homes, warrantable condos and multi-unit properties.  They provide a variety of loan programs from Conventional, FHA, VA, Jumbo, ARMs, USDA and HARP.

Mr. Chalfant is currently licensed, conducting business and closing loans in the following States:

AK, CA, CO, FL, GA, IL, IN, MD, MI, MS, NJ, NC, OH, PA, SC, TX, VA, WA
 
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Ratings & Reviews

  
 

07/02/2014 - armondpaiva
Was pre-approved. Tanglewood Forest, Shady Hollow, TX 78748

I recently closed on a loan initiated through Bill. He was a pleasure to work with, responsive, and effective at providing a great rate within minimal costs. I highly recommend working with him.

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Response from Bill on 07/03/2014

Thank you so much for the kind words Armond. It was a pleasure to work with you as well!

 

  

03/27/2014 - zzwwfu
Closed purchase loan. Audubon, PA

Bill is the best. He fulfilled every promise. He provided the best rate available. He also helped to make the rate- locking and closing date most convenient for me. I strongly recommend him to any body. I will call him again when I need a loan next time.

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Response from Bill

 

  

03/27/2014 - charleshantla
Closed purchase loan. Melissa, TX

Bill recently help us with an FHA mortgage for a new construction home in North Texas. Bill was able to provide very accurate quote information with a minimal amount of personal data. He was aware of the daily market trends and was able to advise when the right time to lock was. He saved us almost half a percent over what some local lenders were offering. I would highly recommend you let Bill see what he can do for you. It never hurts to take a look! Thanks Bill!  More Less 

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Response from Bill