Mr. Chalfant was born and raised in Concord, NC. He is a graduate of Concord High School, and earned a B.S. in Business Management from North Carolina State University with a concentration in finance. Currently he resides and works in Charlotte, NC.
With over 10 years experience in the finance/mortgage/banking industry from wholesale lending to retail banking, he has a vast knowledge of lending as a whole. As a premier loan originator, his primary goal is "To make the lending process a pleasant experience, with a smooth transition from application to closing while providing exceptional customer service". Over his 10 year career, and thousands of loan closings, he is more than willing to find the right product and loan terms to fit your needs.
Cardinal Financial is a full service direct mortgage lender. They specialize in purchase or refinancing primary residence, 2nd home, vacation properties, investment homes, warrantable condos and multi-unit properties. They provide a variety of loan programs from Conventional, FHA, VA, Jumbo, ARMs, USDA and HARP.
Mr. Chalfant is currently licensed, conducting business and closing loans in the following States:
AK, CA, CO, FL, GA, IL, IN, MD, MI, MS, NJ, NC, OH, PA, SC, TX, VA, WA