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Hello user297844,Absolutely! In Stockton CA, once the foreclosure capital in the nation, you can still find great deals and sellers that accept VA loans. If your in need of a VA loan, there are many lenders to choose from.
Good question and righful concern. If you're after a true estimate of value, best advice I can give you is contact a real estate professional for a CMA. Location, property condition, upgrades, etc will be considered in the value.
Being a local real estate agent from the same town, I pulled up the subject property from public records. The best way for an estimate of value is to have a real estate professional to a CMA (certified market analysis). This way the subject property's specific information is considered and will result in a more accurate value.
A easy rule here is 4 units and below = residential lender. 5 units and above = commerical lender. Both are worlds apart form each other. If you choose the commerical lender, make sure the apartments are occupied, gross rents out way expenses and the DCR is at least 1.25%
This is where a real estate professional comes in. The values of land vs a structure on the land differ. In areas where comparable properties are lacking a cost approach to build a home would be arrived. The easiest way is to see your tax record-the land value is separated but sometimes not all accurate.
That's an interesting questions but good one. I just hovered over my home and Zillow did separate my home and value from neighbors. Try doing it again and hopefully it will work. If the problem continues, it may be specific to your area. You may need to contact customer service.