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Jim Paulson's Advice
Contributions are sorted newest to oldest.
6 Best Answers
Jim Paulson wrote:
What is the vacancy rate of multi-family in the Meridian area
I just looked up the statistics for Ada County (which includes Meridian) and it shows multifamily vacancy under 2% according the National Association of Rental Property Managers for the first quarter of 2014.Therefore rents are increasing so it is a great time to buy multi-family homes!Best of luck and hope this helps!
how can i use for sale by owner
Please be more specific. Are you looking to buy or sell? What do you want to do?If you don't know the process completely, you might consider hiring a Realtor to help. Interview a few to see what they can do for you to see if it is worth it or not.Best of luck.
Is it legal to remove a shed from the property after a house has been listed?
This is a legal question and is best fielded by an attorney; however I will share "my" philosophy on the issue. . . If the shed was not on a permanent foundation it could be considered "personal property" and it would not automatically convey to the new buyers. If it was attached to the ground or the house, it is probably considered a "fixture" and should be included.When in doubt, always write these types of things into the contract so there can be no question after an offer is presented! I always make it a point in my contracts to address things like shelving in the garage, window treatments, hot tubs, sheds, appliances, dog runs, the wood pile, etc.Best of luck!
Why are there so few photos available? It's as if they don't want to sell properties.
Looking at foreclosures without a Realtor can be a waste of time. Real estate is not easy and there are so many different things associated with short sales and foreclosures that the National Association of Realtors created a special certification for it called the Shortsale and Foreclosure Resource (SFR).Many websites market "pre-foreclosures" which really is just broadcasting when a mortgage late payment shows up on some sites and foreclosure notices served on others. Some sites "sell" data to learn more that is really already free public information if you know where to look.When there is a single photo, many times, they are just pulling the "tax assessor" photo which can be a few years old.A good Realtor can enter what you are looking for into their "system" that will notify you as soon as homes meeting your criteria are entered. It saves a lot of time on your end and is typically way more effective than hunting through multiple sites since most residential foreclosures are ultimately sold via the local real estate community!Best of luck and hope this helps!Jim
Are fences a pro or con?
What type of fence are you considering? Ultimately, even for a 6' dog eared cedar fence like is typical for our area, I doubt you would be able to recoup the cost of paying to put the fence in 100% if you hire it out and may break even if you do the install yourself. If fences were profitable to add in to the value of the home, the builders would include them in each of their new homes.If the fence is to contain pets, you might just get a dog run that be removed and go with you to the next home.Every situation should be looked at independently, so the quick answer is "it depends".Hope this helps!Jim
What to do when someone viewing my home smoked inside and left cigarette butts outside?
Tim is spot on so I gave his answer a "thumbs up" In our market, we use the Supra iBox so your agent can pull a complete read out on the lock box in case the agent didn't automatically update it. That is just one of the huge benefits of listing with a Realtor.Best of luck on your sale!
Loan declined because bedrooms in basement
I am surprised to read this because in my 20+ years, I have never run into this scenario. I do know of some loans that have been turned down because the home wasn't built with "traditional" materials and those buyers just went to a different lender that was comfortable with it.Lenders are still nervous and the big box lenders still don't think outside the box. There are probably several factors that played a part in the denial and they just used that one as the "reason". They are extremely nervous about the potential of buying the loan back if they can't resell it or insure it.You can't "force" a lender to lend you money if they aren't comfortable with the collateral / risk.You might find out who the current lender is for the seller and approach them. As long as you have a lender that will help you buy it, they will hopefully still be there to help the next buyer when it is time for you to sell it down the road as well.Please take the time to update this post when you resolve the situation as I am interested in the outcome. Best of luck!
Can I get a loan for the home and the improvements needed?
Yes, I am a Certified 203k Specialist and have done these before. They are a great tool for this exact type of home.Essentially, the bank (lender) appraises the house as is to make sure the starting price is worth their loan amount. Then they get an itemized list from you of what you will do to the home and get bids from typically 2 contractors for the work. They do another appraisal adjustment for what these repairs would add in value to make sure that the end loan is still covered by the value of the finished home.I have a builder that specializes in these in he is an FHA 203k approved builder. I also work with an inspector that is approved for the 203k program as well. These are a very unique niche product so make sure you call someone that if familiar with the process that knows how to structure your offer to cover all YOUR bases!
how do i get an estimate on a n address
Keep in mind that here in Idaho we are a "non disclosure state" so automated systems like Zillow are far from accurate. Therefore, decide what you will use the estimate for and proceed on a path accordingly since different valuations only work for certain things.For example, if you are looking to buy or sell, call a local Realtor and they will typically perform an analysis for free in hopes of earning your business.If you are looking to refinance or get a mortgage, you will ultimately need an appraisal completed on the property.In Glens Ferry, there are few comparable properties to choose from with only limited number of recent sales, so you could see a large variance in answers to your question.Sorry I couldn't give you a finite answer without more details from you.Jim
where did you get the sellin price on 1705 s streampoint ln ? all so the walue.
Great question Ron. Zillow is not the same as our local Multiple Listing Service (MLS) so they get their data from a lot of different places and aggregate it together. I checked in our MLS and it does accurately state the sales price as $325,000 on the MLS which is the site that the appraisers and Realtors use for their data.Congrats on buying it $10,000 under appraisal.Sincerely,Jim Paulson
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