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  • Brent Kluge FHA 203K

Brent Kluge
Mortgage Banker (19 years experience)


Buyer's Agent, Listing Agent, Purchase Loan, 203k & Renovation Financing

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Brendan "Brent" Kluge
(National Mortgage Licensing System No. 330566)

16 Years Experience in Residential Mortgage Lending

HUD Licensed 203(k) Consultant

Contract HUD 203(k) Speaker/Instructor

HUD DE Underwriter

Licensed MHIC, Md. Home Improvement Contractor

Homebuilder since 1999

Army – CW2 (Helicopter pilot / Special Forces)

203K Detailed Experience

With broad experience in the Baltimore-area real estate market as a homebuilder, contractor, realtor, mortgage lender, and underwriter, I have been helping clients through the renovation loan process for more than 16 years. I specialize in federal Department of Housing and Urban Development (HUD) 203K loans and have written more than 3,900 of these mortgages since 1995. In addition to working with individual borrowers, I have taught numerous classes and seminars on the 203K process for lenders, nonprofits, homebuyer groups, and HUD, as a contract speaker. I'm a certified HUD direct endorsement (DE) underwriter and licensed 203K consultant.


Catherine M. Hardy and Judy R. Aitchison - Clients
Had it not been for Brent Kluge's tireless efforts, we believe our dream home would have remained just that, a dream.  Brent went above and beyond to help us secure our 203K loan.  His assistance was invaluable and his dedication to his clients is unparalleled.  From day one, Brent was there to advise, instruct and assist in any way he could and we knew in talking with him, that we were in capable and caring hands.  Brent is committed to providing the best service possible to his clients.   He demonstrated this commitment many times as we went through the loan process.

We experienced many challenges along the way, and Brent guided us over each hurdle, from contract extensions through the construction bid and contractor selection process.  He assisted us in interviewing potential contractors and guided us in the preparation of the final, signed construction contract, ensuring our protection and helping us minimize the likelihood of costly change orders during construction.

Under ideal circumstances, Brent's work is remarkable.  In our case, Brent worked tirelessly with parties in 4 states, helping us get to closing on schedule and with all requirements met.  A mere thank you seems inadequate for all he did for us.  Today, we have our home, the construction is progressing on schedule and even though Brent's involvement is completed, he remains in touch, offering any support he can.  Our door will always be open to him and we recommend him without reservation.  With Brent Kluge, you just can't go wrong.

Catherine M. Hardy and Judy R. Aitchison
Dave Conord, CEO Keller Williams Select Realtors
Brent brings an amazing amount of knowledge regarding the loan process and all of the intricacies of the 203k. He is singularly focused on meeting his client's needs and works hard to get the job done. The Realtors in my company have closed many transactions with Brent with rave reviews! The 203k is a great program that needs an experienced professional to get the best results with the fewest hassles - Brent Kluge makes the process work!
Dave Conord, CEO
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Professional Information
Brent Kluge
First Choice Bank
500 Campus Drive
Morganville, NJ  07751
Advice posts:
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Brent Kluge FHA 203K
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German, Spanish
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