After going through an extensive house search and finally finding our dream home my fiance and I- who both have good incomes and high credit scores- were advised to go to Bank of America, which is where we had our accounts anyway, to get a home loan. The next 6 weeks of trying to deal with BoA were some of the most miserable of my life. After an instant phone approval we quickly provided them with all of the information that they requested. Weeks went by and we were constantly being told "it just has to go back to the underwriter once more". We were at risk of losing the house because of the delays and after SIX WEEKS were convinced BoA was F O S so after negotiating a contract extension we were referred to Brian. We went and met him in person, gave him all of our documentation and were closed in three weeks with no fanfare and almost no need for additional documentation.
Brian is truthful, always available and we knew we weren't just another file on top of his desk.
If you need a mortgage loan do not waste time shopping and guessing. I am very hard to please and can be very demanding when people make me promises- I simply expect them to follow through on their word and Brian Beatty will do that.
Brian took care of everything. He even got me cleared to close almost a week before the closing date! I was representing myself in this transaction and Brian walked me through every step of the process and was always quick to answer any questions I had. I give him five stars across the board and my only regret is that I cannot give him more.
He knows how to get things done and will shoot you straight on what the deal is. In my opinion, Brian is about as close to a guaranteed smooth transaction as you will find out there.
This was by far the easiest mortgage or refinance we've done yet. Brian has it set up so all of the initial documents are uploaded via fax or electronically (PDFs, etc.). The request for quote was put in on June 26. Brian quickly responded to the request and each question I had after that. He put the lock on as soon as we approved it. Other than providing copies of tax forms, statements, etc., Brian had everything ready we could possibly need. On July 23 we had the closing.
We live in Houston, but Brian, from Dallas, still had a title company very nearby that had worked with him before. They also spoke highly of him.
And relating the quote to the final closing: right on the money. He is obviously experienced enough to anticipate all of the costs, rates, fees, etc.
We are very pleased with Brian's service and would definitely look to him for a loan in the future.
ACM in Houston
Closed purchase loan. Greater Fondren Southwest, Missouri City, TX 77071
I worked with Brian on my recent home purchase, which was my first house. Like many of the other reviewers here, my experience was very positive. He explained things clearly and did not come off as a "used car salesman." His communication and follow through was excellent, he was very responsive both by phone and email. My realtor was impressed as well with his follow through on the things he said he would do and his prompt communications. I received a very competitive rate without points and his fees were in line with other quotes i received. I wouldn't hesitate to recommend him.
This is an update of my previous review (See below). We did end up closing the loan with Brian. To make a long story short, after three weeks into the process, our first loan officer told us that our loan status remained indefinite. During that three week of time, our loan was labeled from "very good" to "just too risky", and therefore, the mortgage rate was changed from a locked rate to having to pay to buy down. The story just kept changing every week until the day our contract expired. We were beyond upset.
Luckily, we were granted two weeks of extension and we did not waste another minute on that loan officer. We asked Brian, again, for help. He reassured us that he would close in less than two weeks with the same interest rate and closing cost that he has promised the first time we contacted him. He did it!!! The whole process could not be any smoother. There was no surprise at all. We received update with every progress. A week later, Brian called (after 6:00pm) and told us that our loan has been approved!
I did some research before I chose Brian. There are quite a few loan officers on Zillow with a 5 star rating. With my previous experience, I know the rating could be deceptive since some loan officers do pay you to write a review after closing. I decided to only read negative reviews and the feedback the loan officers have been providing. Here is what I have found. Brian is the only one who stayed professional with negative reviews. He briefly explained the situation and expressed his willingness to help if anything changes with that person. For others, some threat to sue the person, some try to have Zillow remove the negative comments, and others use very strong words to "fight back".
I will not hesitate to ask Brian for help if we decide to buy another house. He is the smartest, most efficient, most honest, and most reliable loan officer we have ever met. With his help, your loan process will be uneventful.
We did not close with Brian, but he has provided the most valuable information and guidance on how to successfully get loan approval. He volunteered to go through the inspection report on the house and shared with us his professional expertise and knowledge. He has been honest with us all along. He is responsive and his quote is VERY reasonable. We would have gotten the best rate we could find in the market had we gone with Brian. Unfortunately, we were in a hurry and could not get all the required documents for Brian. But he is no doubt someone you can trust.
Closed refinance loan. Brushy Creek, Round Rock, TX 78681
I also recently closed on a refinance loan with Brian. I couldn't have asked for anything better with this entire refinance process. From the very beginning Brian was extremely responsive to my many questions, and I asked a lot of questions. He answered all of them very thoroughly and if I didn’t understand something he would take extra time to explain things to me. He continuously followed up with me to let me know how the process was going. The expected costs he gave me in the beginning were right on at closing. The appraiser and title company he used were very good too. I would highly recommend Brian to anyone looking for a refinance or new home loan. He will take good care of you and make the process easy & stress free. THANK YOU BRIAN!
Closed purchase loan. Windsor Park, Austin, TX 78723
Brian is thorough, punctual and a knowledgeable broker. He was patient with me being a first time home buyer and took the time to answer all my questions. He is personable and has a good working relationship with entities needed to get a good loan at the best rate. I would recommend Brian to anyone looking for a qualified broker.
Closed purchase loan. Lake Highlands, Dallas, TX 75206
Brian was great throughout the entire home buying process. He was thorough, responsive, and very professional. Even the representative from the title company commented at closing about how nice it was to work with him. Highly recommended.
I recently closed a loan with Brian and was very impressed with his services. I would highly recommend to anyone. He was upfront with expected costs on the GFE (I found very few lenders where that was the case). He was extremely responsive and proactive throughout the entire process. This all added up to a quick and smooth transaction!