I tried to buy a house back in 2012 with no success, the lender decided I needed more documents (which didn't make any sense) despite my good credit score 700+. I lost my appraisal and property inspection. So I decided to give it a try last year...This time around I did my home work and looked for someone with tons of experience in different lending scenarios. After consulting with a couple of lenders...checking their fees and rates I decided to work with Elva. Since day 1 she was super honest about her service her fees and rates. What I liked the most is that she had different lenders to work with...So I got pre approved and started to shop around. I got in a FHA 300K property but didn't like the condition of the house. Then opted for a HomePath property due to no PMI. It was nightmare dealing with FNMA, problem after problem Elva was always there fighting for me, clarifying my doubts, calling different people ...answering the phone at night during the weekends and going that extra mile for me. Our offer got accepted at the end of November 2013 and we finally closed on Feb 14 2014 . She is by all means a great asset if you intend to buy a house. She will fight for you and defend what is fair. I highly recommended her. Thanks Elva.