Julie Messina, mortgage professional on Zillow http://www.zillow.com/profile/CNN-Mortgage/ Recent contributions by Julie Messina on Zillow.com <link>http://www.zillow.com/advice-thread/Can-i-get-a-mortgage-after-a-short-sale/255343/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Can-i-get-a-mortgage-after-a-short-sale/255343/">Can i get a mortgage after a short sale?</a></description> <pubDate>Sun, 30 Aug 2009 22:24:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Can-i-get-a-mortgage-after-a-short-sale/255343/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-08-30T22:24:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/IS-everyone-else-having-a-bad-time-with-appraisals/273728/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/IS-everyone-else-having-a-bad-time-with-appraisals/273728/">IS everyone else having a bad time with appraisals?</a></description> <pubDate>Sun, 30 Aug 2009 15:58:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/IS-everyone-else-having-a-bad-time-with-appraisals/273728/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-08-30T15:58:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/I%27ve-had-a-foreclosure-almost-2-years-ago-What-are-my-chances-of-buying-a-home-with-1-2-cash-down/272199/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/I%27ve-had-a-foreclosure-almost-2-years-ago-What-are-my-chances-of-buying-a-home-with-1-2-cash-down/272199/">I've had a foreclosure almost 2 years ago. What are my chances of buying a home with 1/2 cash down?</a></description> <pubDate>Wed, 26 Aug 2009 04:26:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/I%27ve-had-a-foreclosure-almost-2-years-ago-What-are-my-chances-of-buying-a-home-with-1-2-cash-down/272199/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-08-26T04:26:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/does-anyone-know-how-to-sort-for-just-recent-sales/264580/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/does-anyone-know-how-to-sort-for-just-recent-sales/264580/">does anyone know how to sort for just recent sales?</a></description> <pubDate>Tue, 04 Aug 2009 23:54:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/does-anyone-know-how-to-sort-for-just-recent-sales/264580/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-08-04T23:54:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/If-a-loan-approved-to-purchase-a-house-when-both-are-not-working/261441/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/If-a-loan-approved-to-purchase-a-house-when-both-are-not-working/261441/">If a loan approved to purchase a house when both are not working?</a></description> <pubDate>Tue, 28 Jul 2009 14:56:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/If-a-loan-approved-to-purchase-a-house-when-both-are-not-working/261441/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-28T14:56:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/when-is-it-too-late-to-switch-lenders/258236/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/when-is-it-too-late-to-switch-lenders/258236/">when is it too late to switch lenders?</a></description> <pubDate>Mon, 20 Jul 2009 14:49:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/when-is-it-too-late-to-switch-lenders/258236/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-20T14:49:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Do-a-home-have-to-have-a-stove-if-its-a-FHA-loan/257937/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Do-a-home-have-to-have-a-stove-if-its-a-FHA-loan/257937/">Do a home have to have a stove if its a FHA loan?</a></description> <pubDate>Sun, 19 Jul 2009 15:35:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Do-a-home-have-to-have-a-stove-if-its-a-FHA-loan/257937/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-19T15:35:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Do-Loan-Brokers-need-Qualifications/257244/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Do-Loan-Brokers-need-Qualifications/257244/">Do Loan Brokers need Qualifications?</a></description> <pubDate>Sat, 18 Jul 2009 20:33:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Do-Loan-Brokers-need-Qualifications/257244/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-18T20:33:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/who-do-you-see-to-find-out-about-your-ability-to-purchase-a-home-your-bank-a-broker/257550/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/who-do-you-see-to-find-out-about-your-ability-to-purchase-a-home-your-bank-a-broker/257550/">who do you see to find out about your ability to purchase a home, your bank, a broker ?</a></description> <pubDate>Sat, 18 Jul 2009 05:24:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/who-do-you-see-to-find-out-about-your-ability-to-purchase-a-home-your-bank-a-broker/257550/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-18T05:24:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/how-do-i-apply-to-get-the-8000-credit-for-first-time-home-buyers-before-buying-my-property/254617/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/how-do-i-apply-to-get-the-8000-credit-for-first-time-home-buyers-before-buying-my-property/254617/">how do i apply to get the $8000 credit for first time home buyers before buying my property?</a></description> <pubDate>Sun, 12 Jul 2009 11:16:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/how-do-i-apply-to-get-the-8000-credit-for-first-time-home-buyers-before-buying-my-property/254617/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T11:16:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/loan-qualification-after-layoff/255323/</link> <description>Posted a comment in <a href="http://www.zillow.com/advice-thread/loan-qualification-after-layoff/255323/">loan qualification after layoff</a></description> <pubDate>Sun, 12 Jul 2009 11:03:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/loan-qualification-after-layoff/255323/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T11:03:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Stated-Income-loans-will-come-back/236658/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Stated-Income-loans-will-come-back/236658/">Stated Income loans will come back?</a></description> <pubDate>Sun, 12 Jul 2009 10:52:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Stated-Income-loans-will-come-back/236658/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T10:52:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Would-it-ever-be-better-to-use-a-lender-with-an-identical-loan-but-more-closing-costs/255331/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Would-it-ever-be-better-to-use-a-lender-with-an-identical-loan-but-more-closing-costs/255331/">Would it ever be better to use a lender with an identical loan but more closing costs?</a></description> <pubDate>Sun, 12 Jul 2009 10:16:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Would-it-ever-be-better-to-use-a-lender-with-an-identical-loan-but-more-closing-costs/255331/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T10:16:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Is-is-legal-to-redo-past-tax-returns-in-order-to-qualify-for-a-loan/196153/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Is-is-legal-to-redo-past-tax-returns-in-order-to-qualify-for-a-loan/196153/">Is is legal to redo past tax returns in order to qualify for a loan?</a></description> <pubDate>Sun, 12 Jul 2009 10:01:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Is-is-legal-to-redo-past-tax-returns-in-order-to-qualify-for-a-loan/196153/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T10:01:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/When-buying-a-house-with-80-LTV-down-can-I-take-out-an-HELOC-for-the-balance-of-the-purchase-price/255320/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/When-buying-a-house-with-80-LTV-down-can-I-take-out-an-HELOC-for-the-balance-of-the-purchase-price/255320/">When buying a house with 80% LTV down can I take out an HELOC for the balance of the purchase price</a></description> <pubDate>Sun, 12 Jul 2009 09:46:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/When-buying-a-house-with-80-LTV-down-can-I-take-out-an-HELOC-for-the-balance-of-the-purchase-price/255320/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T09:46:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Can-I-lock-in-an-interest-rate-with-another-lender-if-I-already-have-one-on-the-table/254949/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Can-I-lock-in-an-interest-rate-with-another-lender-if-I-already-have-one-on-the-table/254949/">Can I lock in an interest rate with another lender if I already have one on the table?</a></description> <pubDate>Sun, 12 Jul 2009 09:29:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Can-I-lock-in-an-interest-rate-with-another-lender-if-I-already-have-one-on-the-table/254949/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T09:29:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Looking-for-lender-to-refi-property-just-off-the-market/253469/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Looking-for-lender-to-refi-property-just-off-the-market/253469/">Looking for lender to refi property just off the market</a></description> <pubDate>Sun, 12 Jul 2009 09:21:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Looking-for-lender-to-refi-property-just-off-the-market/253469/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T09:21:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/I-am-canceling-refinance-I-was-planning-to-fax-email-w-PDF-and-certified-mail-Anything-else/254675/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/I-am-canceling-refinance-I-was-planning-to-fax-email-w-PDF-and-certified-mail-Anything-else/254675/">I am canceling refinance. I was planning to fax, email w/ PDF, and certified mail. Anything else?</a></description> <pubDate>Sun, 12 Jul 2009 09:17:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/I-am-canceling-refinance-I-was-planning-to-fax-email-w-PDF-and-certified-mail-Anything-else/254675/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T09:17:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Is-it-common-for-a-broker-to-ask-for-fees-upfront-before-gathering-all-necessary-info-from-borrower/254821/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Is-it-common-for-a-broker-to-ask-for-fees-upfront-before-gathering-all-necessary-info-from-borrower/254821/">Is it common for a broker to ask for fees upfront before gathering all necessary info from borrower</a></description> <pubDate>Sun, 12 Jul 2009 09:14:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Is-it-common-for-a-broker-to-ask-for-fees-upfront-before-gathering-all-necessary-info-from-borrower/254821/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T09:14:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/For-someone-new-to-country-and-no-credit-history-is-there-any-way-to-get-a-mortgage/255332/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/For-someone-new-to-country-and-no-credit-history-is-there-any-way-to-get-a-mortgage/255332/">For someone new to country and no credit history, is there any way to get a mortgage?</a></description> <pubDate>Sun, 12 Jul 2009 09:02:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/For-someone-new-to-country-and-no-credit-history-is-there-any-way-to-get-a-mortgage/255332/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T09:02:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/When-buying-a-house-with-80-LTV-down-can-I-take-out-an-HELOC-for-the-balance-of-the-purchase-price/255320/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/When-buying-a-house-with-80-LTV-down-can-I-take-out-an-HELOC-for-the-balance-of-the-purchase-price/255320/">When buying a house with 80% LTV down can I take out an HELOC for the balance of the purchase price</a></description> <pubDate>Sun, 12 Jul 2009 08:41:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/When-buying-a-house-with-80-LTV-down-can-I-take-out-an-HELOC-for-the-balance-of-the-purchase-price/255320/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-12T08:41:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Can-you-help-me-buy-the-property-at-7350-Dancy-Rd-92126/252769/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Can-you-help-me-buy-the-property-at-7350-Dancy-Rd-92126/252769/">Can you help me buy the property at 7350 Dancy Rd. 92126?</a></description> <pubDate>Sat, 04 Jul 2009 19:35:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Can-you-help-me-buy-the-property-at-7350-Dancy-Rd-92126/252769/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-04T19:35:00Z</dc:date> </item> <item> <title>Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-KZBQBLN">30 year fixed</a> at 5.500%, $1700 fees, 5.643% APR, 720 credit, in AZ Thu, 02 Jul 2009 05:03:00 GMT Julie Messina 2009-07-02T05:03:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-BBHGTJX">30 year fixed (FHA)</a> at 5.250%, $4350 fees, 5.978% APR, 680 credit, in AZ Thu, 02 Jul 2009 03:15:00 GMT Julie Messina 2009-07-02T03:15:00Z <link>http://www.zillow.com/advice-thread/Own-twnhm-since-02-want-2-buy-hm-owe-more-than-value-excellent-income-How-can-I-get-into-hm/234814/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Own-twnhm-since-02-want-2-buy-hm-owe-more-than-value-excellent-income-How-can-I-get-into-hm/234814/">Own twnhm since 02, want 2 buy hm, owe more than value. excellent income. How can I get into hm?</a></description> <pubDate>Wed, 01 Jul 2009 18:55:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Own-twnhm-since-02-want-2-buy-hm-owe-more-than-value-excellent-income-How-can-I-get-into-hm/234814/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-01T18:55:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/FHA-loan-residency-requirements/251809/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/FHA-loan-residency-requirements/251809/">FHA loan residency requirements?</a></description> <pubDate>Wed, 01 Jul 2009 18:50:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/FHA-loan-residency-requirements/251809/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-07-01T18:50:00Z</dc:date> </item> <item> <title>Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-NLYRTXQ">30 year fixed (FHA)</a> at 5.500%, $1600 fees, 6.202% APR, 760 credit, in AZ Wed, 01 Jul 2009 13:51:00 GMT Julie Messina 2009-07-01T13:51:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-JWVFPNY">30 year fixed</a> at 6.500%, $1700 fees, 6.663% APR, 720 credit, in AZ Wed, 01 Jul 2009 06:06:00 GMT Julie Messina 2009-07-01T06:06:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-LFSWYQN">30 year fixed (FHA)</a> at 5.500%, $1600 fees, 6.165% APR, 720 credit, in AZ Wed, 01 Jul 2009 05:04:00 GMT Julie Messina 2009-07-01T05:04:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-XPVRSJP">30 year fixed</a> at 6.000%, $1550 fees, 6.409% APR, 680 credit, in AZ Wed, 01 Jul 2009 03:39:00 GMT Julie Messina 2009-07-01T03:39:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-YVWJSPB">30 year fixed</a> at 6.000%, $1600 fees, 6.605% APR, 680 credit, in AZ Wed, 01 Jul 2009 03:39:00 GMT Julie Messina 2009-07-01T03:39:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-FHRWTHG">30 year fixed (FHA)</a> at 5.500%, $1600 fees, 6.059% APR, 680 credit, in AZ Wed, 01 Jul 2009 00:11:00 GMT Julie Messina 2009-07-01T00:11:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-NNRHPMP">30 year fixed</a> at 5.500%, $4225 fees, 5.576% APR, 760 credit, in AZ Tue, 30 Jun 2009 13:56:00 GMT Julie Messina 2009-06-30T13:56:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-DCCZTBC">30 year fixed</a> at 5.500%, $1700 fees, 5.606% APR, 720 credit, in AZ Tue, 30 Jun 2009 06:36:00 GMT Julie Messina 2009-06-30T06:36:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-CXNNYFQ">30 year fixed (FHA)</a> at 5.250%, $3475 fees, 5.960% APR, 760 credit, in AZ Tue, 30 Jun 2009 06:25:00 GMT Julie Messina 2009-06-30T06:25:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-NJBFMBM">30 year fixed</a> at 5.625%, $2295 fees, 5.775% APR, 760 credit, in AZ Tue, 30 Jun 2009 06:10:00 GMT Julie Messina 2009-06-30T06:10:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-XKBCMVT">30 year fixed</a> at 5.125%, $3000 fees, 5.314% APR, 760 credit, in AZ Tue, 30 Jun 2009 06:08:00 GMT Julie Messina 2009-06-30T06:08:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-VWKZZHL">30 year fixed (FHA)</a> at 5.250%, $2287 fees, 6.057% APR, 720 credit, in AZ Tue, 30 Jun 2009 06:06:00 GMT Julie Messina 2009-06-30T06:06:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-LVQKBDL">30 year fixed</a> at 5.750%, $4700 fees, 5.822% APR, 760 credit, in AZ Tue, 30 Jun 2009 05:56:00 GMT Julie Messina 2009-06-30T05:56:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-HWRQRHF">30 year fixed</a> at 5.250%, $2990 fees, 5.441% APR, 760 credit, in AZ Tue, 30 Jun 2009 05:49:00 GMT Julie Messina 2009-06-30T05:49:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-WJSKQSJ">30 year fixed (FHA)</a> at 5.500%, $1600 fees, 6.170% APR, 680 credit, in AZ Mon, 29 Jun 2009 22:49:00 GMT Julie Messina 2009-06-29T22:49:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-PWGFRHJ">30 year fixed (FHA)</a> at 5.250%, $2950 fees, 5.852% APR, 680 credit, in AZ Mon, 29 Jun 2009 22:47:00 GMT Julie Messina 2009-06-29T22:47:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-FJCZYFN">30 year fixed</a> at 5.500%, $1600 fees, 5.540% APR, 720 credit, in AZ Mon, 29 Jun 2009 21:03:00 GMT Julie Messina 2009-06-29T21:03:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-QSWVQRM">30 year fixed</a> at 5.250%, $2825 fees, 5.417% APR, 760 credit, in AZ Mon, 29 Jun 2009 15:07:00 GMT Julie Messina 2009-06-29T15:07:00Z <link>http://www.zillow.com/advice-thread/What-if-the-short-sale-i-am-purchasing-is-appraised-30-000-less-than-my-FHA-offer/250933/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/What-if-the-short-sale-i-am-purchasing-is-appraised-30-000-less-than-my-FHA-offer/250933/">What if the short sale i am purchasing is appraised $30,000 less than my FHA offer?</a></description> <pubDate>Mon, 29 Jun 2009 15:06:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/What-if-the-short-sale-i-am-purchasing-is-appraised-30-000-less-than-my-FHA-offer/250933/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-29T15:06:00Z</dc:date> </item> <item> <title>Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-DYXDMCB">15 year fixed</a> at 4.875%, $1600 fees, 5.013% APR, 680 credit, in AZ Mon, 29 Jun 2009 14:58:00 GMT Julie Messina 2009-06-29T14:58:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-RCFZZZG">15 year fixed</a> at 5.125%, $1600 fees, 5.215% APR, 720 credit, in AZ Mon, 29 Jun 2009 04:21:00 GMT Julie Messina 2009-06-29T04:21:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-KCKDZKN">30 year fixed</a> at 5.500%, $1600 fees, 5.554% APR, 720 credit, in AZ Mon, 29 Jun 2009 04:21:00 GMT Julie Messina 2009-06-29T04:21:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-BLFKSWB">30 year fixed</a> at 5.500%, $1600 fees, 5.596% APR, 760 credit, in AZ Mon, 29 Jun 2009 02:16:00 GMT Julie Messina 2009-06-29T02:16:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-HYFDSCB">30 year fixed (FHA)</a> at 5.500%, $1841 fees, 6.258% APR, 680 credit, in AZ Mon, 29 Jun 2009 02:15:00 GMT Julie Messina 2009-06-29T02:15:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-GKDHSMP">30 year fixed</a> at 6.250%, $4050 fees, 6.523% APR, 720 credit, in AZ Mon, 29 Jun 2009 02:13:00 GMT Julie Messina 2009-06-29T02:13:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-ZGVBPPT">30 year fixed</a> at 4.500%, $2954 fees, 4.639% APR, 760 credit, in AZ Sun, 28 Jun 2009 22:17:00 GMT Julie Messina 2009-06-28T22:17:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-LQSQRPW">30 year fixed</a> at 5.500%, $393 fees, 5.523% APR, 720 credit, in AZ Sun, 28 Jun 2009 21:24:00 GMT Julie Messina 2009-06-28T21:24:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-YBWMCLL">30 year fixed</a> at 5.750%, $1550 fees, 5.939% APR, 720 credit, in AZ Sun, 28 Jun 2009 20:45:00 GMT Julie Messina 2009-06-28T20:45:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-KVHXMTC">30 year fixed</a> at 5.375%, $2100 fees, 5.563% APR, 720 credit, in AZ Sun, 28 Jun 2009 16:59:00 GMT Julie Messina 2009-06-28T16:59:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-MCNGYLW">30 year fixed</a> at 5.750%, $1600 fees, 5.933% APR, 760 credit, in AZ Sun, 28 Jun 2009 16:04:00 GMT Julie Messina 2009-06-28T16:04:00Z <link>http://www.zillow.com/advice-thread/What-is-the-difference-between-Forclosure-home-and-Pre-forclosure-homes-How-do-we-find-them-in-Dal/248642/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/What-is-the-difference-between-Forclosure-home-and-Pre-forclosure-homes-How-do-we-find-them-in-Dal/248642/">What is the difference between Forclosure home and Pre-forclosure homes? How do we find them in Dal</a></description> <pubDate>Sun, 28 Jun 2009 15:39:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/What-is-the-difference-between-Forclosure-home-and-Pre-forclosure-homes-How-do-we-find-them-in-Dal/248642/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-28T15:39:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/FHA-requirements/250192/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/FHA-requirements/250192/">FHA requirements?</a></description> <pubDate>Sun, 28 Jun 2009 15:30:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/FHA-requirements/250192/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-28T15:30:00Z</dc:date> </item> <item> <title>Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-VVBJRBK">30 year fixed</a> at 5.000%, $1600 fees, 5.039% APR, 720 credit, in AZ Sun, 28 Jun 2009 15:14:00 GMT Julie Messina 2009-06-28T15:14:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-MZRHRNR">30 year fixed</a> at 5.500%, $1600 fees, 5.540% APR, 720 credit, in AZ Sun, 28 Jun 2009 15:13:00 GMT Julie Messina 2009-06-28T15:13:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-ZZHQRMK">30 year fixed</a> at 5.500%, $4700 fees, 5.769% APR, 760 credit, in AZ Sun, 28 Jun 2009 15:12:00 GMT Julie Messina 2009-06-28T15:12:00Z <link>http://www.zillow.com/advice-thread/What-is-the-status-on-jumbo-loan-will-be-cut-off-of-417-000-00-change-soon-Down-payment-thanks/250127/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/What-is-the-status-on-jumbo-loan-will-be-cut-off-of-417-000-00-change-soon-Down-payment-thanks/250127/">What is the status on jumbo loan, will be cut off of 417,000.00 change soon. Down payment? thanks</a></description> <pubDate>Sun, 28 Jun 2009 15:09:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/What-is-the-status-on-jumbo-loan-will-be-cut-off-of-417-000-00-change-soon-Down-payment-thanks/250127/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-28T15:09:00Z</dc:date> </item> <item> <title>Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-KFYYQNQ">30 year fixed</a> at 5.500%, $1600 fees, 5.535% APR, 760 credit, in AZ Sun, 28 Jun 2009 03:00:00 GMT Julie Messina 2009-06-28T03:00:00Z <link>http://www.zillow.com/advice-thread/Should-I-go-with-Bank-or-Mortgage-Broker/250183/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Should-I-go-with-Bank-or-Mortgage-Broker/250183/">Should I go with Bank or Mortgage Broker?</a></description> <pubDate>Sun, 28 Jun 2009 01:57:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Should-I-go-with-Bank-or-Mortgage-Broker/250183/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-28T01:57:00Z</dc:date> </item> <item> <title>Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-NVMVRCF">30 year fixed</a> at 5.250%, $3810 fees, 5.330% APR, 760 credit, in AZ Sun, 28 Jun 2009 01:20:00 GMT Julie Messina 2009-06-28T01:20:00Z <link>http://www.zillow.com/advice-thread/How-long-can-I-buy-a-house-that-my-house-was-forclosured-in-2007/250493/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/How-long-can-I-buy-a-house-that-my-house-was-forclosured-in-2007/250493/">How long can I buy a house that my house was forclosured in 2007?</a></description> <pubDate>Sat, 27 Jun 2009 21:02:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/How-long-can-I-buy-a-house-that-my-house-was-forclosured-in-2007/250493/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-27T21:02:00Z</dc:date> </item> <item> <title>Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-NDHCTYP">30 year fixed (FHA)</a> at 5.500%, $1600 fees, 6.180% APR, 680 credit, in AZ Sat, 27 Jun 2009 20:33:00 GMT Julie Messina 2009-06-27T20:33:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-YYVZSYS">30 year fixed</a> at 5.625%, $1550 fees, 5.741% APR, 720 credit, in AZ Sat, 27 Jun 2009 19:48:00 GMT Julie Messina 2009-06-27T19:48:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-MNFGSWS">30 year fixed (FHA)</a> at 5.500%, $1600 fees, 6.144% APR, 760 credit, in AZ Sat, 27 Jun 2009 19:46:00 GMT Julie Messina 2009-06-27T19:46:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-MMYPMQT">30 year fixed</a> at 5.500%, $1600 fees, 5.560% APR, 760 credit, in AZ Sat, 27 Jun 2009 17:20:00 GMT Julie Messina 2009-06-27T17:20:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-SXZCNLX">30 year fixed</a> at 5.500%, $2920 fees, 5.699% APR, 760 credit, in AZ Sat, 27 Jun 2009 15:33:00 GMT Julie Messina 2009-06-27T15:33:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-DXPSNBB">30 year fixed</a> at 5.625%, $1600 fees, 5.683% APR, 680 credit, in AZ Sat, 27 Jun 2009 15:32:00 GMT Julie Messina 2009-06-27T15:32:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-RGVBBMD">30 year fixed</a> at 5.375%, $3475 fees, 5.582% APR, 760 credit, in AZ Sat, 27 Jun 2009 05:03:00 GMT Julie Messina 2009-06-27T05:03:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-ZCDPYMS">15 year fixed</a> at 4.750%, $3425 fees, 5.101% APR, 760 credit, in AZ Sat, 27 Jun 2009 04:37:00 GMT Julie Messina 2009-06-27T04:37:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-HDNDYML">30 year fixed</a> at 5.250%, $4693 fees, 5.355% APR, 760 credit, in AZ Sat, 27 Jun 2009 04:36:00 GMT Julie Messina 2009-06-27T04:36:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-KXCBYXS">30 year fixed</a> at 5.375%, $1906 fees, 5.514% APR, 760 credit, in AZ Sat, 27 Jun 2009 04:35:00 GMT Julie Messina 2009-06-27T04:35:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-RXSSYTL">30 year fixed (FHA)</a> at 5.500%, $1600 fees, 6.172% APR, 760 credit, in AZ Sat, 27 Jun 2009 04:34:00 GMT Julie Messina 2009-06-27T04:34:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-HHNPYJS">30 year fixed (FHA)</a> at 5.500%, $1600 fees, 6.046% APR, 760 credit, in AZ Sat, 27 Jun 2009 04:33:00 GMT Julie Messina 2009-06-27T04:33:00Z <link>http://www.zillow.com/advice-thread/Acceptance-of-offer-on-a-foreclosure/250291/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Acceptance-of-offer-on-a-foreclosure/250291/">Acceptance of offer on a foreclosure</a></description> <pubDate>Sat, 27 Jun 2009 02:17:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Acceptance-of-offer-on-a-foreclosure/250291/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-27T02:17:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/What-is-the-fastest-possible-time-to-close-an-FHA-loan/250313/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/What-is-the-fastest-possible-time-to-close-an-FHA-loan/250313/">What is the fastest possible time to close an FHA loan?</a></description> <pubDate>Sat, 27 Jun 2009 02:09:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/What-is-the-fastest-possible-time-to-close-an-FHA-loan/250313/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-27T02:09:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Title-Q-Can-a-TAX-lien-kill-a-purchase-deal-even-Ff-I%27m-not-on-the-loan/250049/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Title-Q-Can-a-TAX-lien-kill-a-purchase-deal-even-Ff-I%27m-not-on-the-loan/250049/">Title Q: Can a TAX lien kill a purchase deal even Ff I'm not on the loan?</a></description> <pubDate>Fri, 26 Jun 2009 14:17:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Title-Q-Can-a-TAX-lien-kill-a-purchase-deal-even-Ff-I%27m-not-on-the-loan/250049/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-26T14:17:00Z</dc:date> </item> <item> <title>Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-FYHXDPQ">15 year home equity loan</a> at 4.900%, $1200 fees, 5.021% APR, 760 credit, in AZ Fri, 26 Jun 2009 05:40:00 GMT Julie Messina 2009-06-26T05:40:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-RJTFSFQ">30 year home equity loan</a> at 4.900%, $1050 fees, 5.031% APR, 760 credit, in AZ Fri, 26 Jun 2009 05:34:00 GMT Julie Messina 2009-06-26T05:34:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-CTMWRFK">30 year fixed (FHA)</a> at 5.500%, $1600 fees, 6.055% APR, 720 credit, in AZ Fri, 26 Jun 2009 05:20:00 GMT Julie Messina 2009-06-26T05:20:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-VLLRSSW">30 year fixed</a> at 5.250%, $1700 fees, 5.288% APR, 760 credit, in AZ Fri, 26 Jun 2009 00:32:00 GMT Julie Messina 2009-06-26T00:32:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-MXHMMRM">30 year fixed (FHA)</a> at 5.250%, $4100 fees, 5.891% APR, 720 credit, in AZ Fri, 26 Jun 2009 00:29:00 GMT Julie Messina 2009-06-26T00:29:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-CLSLPSW">30 year fixed (FHA)</a> at 5.500%, $1550 fees, 6.134% APR, 720 credit, in AZ Thu, 25 Jun 2009 23:42:00 GMT Julie Messina 2009-06-25T23:42:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-LMZJQYV">30 year fixed</a> at 5.000%, $1600 fees, 5.070% APR, 760 credit, in AZ Thu, 25 Jun 2009 21:55:00 GMT Julie Messina 2009-06-25T21:55:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-XHPZNWQ">30 year fixed</a> at 5.500%, $1600 fees, 5.550% APR, 760 credit, in AZ Thu, 25 Jun 2009 21:09:00 GMT Julie Messina 2009-06-25T21:09:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-XKZSNMC">30 year fixed (FHA)</a> at 5.250%, $4190 fees, 5.980% APR, 680 credit, in AZ Thu, 25 Jun 2009 21:08:00 GMT Julie Messina 2009-06-25T21:08:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-QLVLQPV">30 year fixed</a> at 5.250%, $4480 fees, 5.388% APR, 760 credit, in AZ Thu, 25 Jun 2009 20:01:00 GMT Julie Messina 2009-06-25T20:01:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-TDPNSKJ">30 year fixed (FHA)</a> at 5.500%, $1600 fees, 6.246% APR, 760 credit, in AZ Thu, 25 Jun 2009 14:01:00 GMT Julie Messina 2009-06-25T14:01:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-RNHKDGX">30 year fixed (FHA)</a> at 5.500%, $2280 fees, 6.301% APR, 720 credit, in AZ Thu, 25 Jun 2009 11:02:00 GMT Julie Messina 2009-06-25T11:02:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-VMXHMSJ">30 year fixed (FHA)</a> at 5.500%, $2560 fees, 6.327% APR, 760 credit, in AZ Thu, 25 Jun 2009 10:48:00 GMT Julie Messina 2009-06-25T10:48:00Z <link>http://www.zillow.com/advice-thread/Will-there-be-a-change-in-jumbo-loans-SOON-I-do-not-currently-have-the-20-downwillis-soon-drop/249687/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Will-there-be-a-change-in-jumbo-loans-SOON-I-do-not-currently-have-the-20-downwillis-soon-drop/249687/">Will there be a change in jumbo loans, SOON.I do not currently have the 20% downwillis soon drop</a></description> <pubDate>Thu, 25 Jun 2009 10:37:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Will-there-be-a-change-in-jumbo-loans-SOON-I-do-not-currently-have-the-20-downwillis-soon-drop/249687/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-25T10:37:00Z</dc:date> </item> <item> <title>Added Favorite Saved 13 favorite homes. Thu, 25 Jun 2009 07:00:00 GMT Julie Messina 2009-06-25T07:00:00Z Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-FTDCYHV">30 year fixed</a> at 5.500%, $1600 fees, 5.551% APR, 720 credit, in AZ Thu, 25 Jun 2009 05:52:00 GMT Julie Messina 2009-06-25T05:52:00Z <link>http://www.zillow.com/advice-thread/Has-anyone-worked-with-First-American-Title-Company/249647/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Has-anyone-worked-with-First-American-Title-Company/249647/">Has anyone worked with First American Title Company?</a></description> <pubDate>Thu, 25 Jun 2009 04:47:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Has-anyone-worked-with-First-American-Title-Company/249647/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-25T04:47:00Z</dc:date> </item> <item> <title /> <link>http://www.zillow.com/advice-thread/Do-you-offer-ITIN-mortgage-loans-for-Arizona-properties/249632/</link> <description>Answered a question in <a href="http://www.zillow.com/advice-thread/Do-you-offer-ITIN-mortgage-loans-for-Arizona-properties/249632/">Do you offer ITIN mortgage loans for Arizona properties?</a></description> <pubDate>Thu, 25 Jun 2009 04:43:00 GMT</pubDate> <guid>http://www.zillow.com/advice-thread/Do-you-offer-ITIN-mortgage-loans-for-Arizona-properties/249632/</guid> <dc:creator>Julie Messina</dc:creator> <dc:date>2009-06-25T04:43:00Z</dc:date> </item> <item> <title>Quotes Given Quoted <a href="http://www.zillow.com/mortgage/LenderQuoteDetail.htm?quote=ZQ-NZYMYHP">30 year fixed (FHA)</a> at 5.500%, $1550 fees, 6.097% APR, 720 credit, in AZ Thu, 25 Jun 2009 04:37:00 GMT Julie Messina 2009-06-25T04:37:00Z