The postings on this site are my own and don't necessarily represent the position of Accessbanc.
I have been specializing in California State Teachers Retirement System (CalSTRS) loans for the past 6 years. If you are looking at a property and you are a public school teacher, counselor, or administrator in the state of California, you need to work with a loan officer that actually has experience closing these loans. I can help!
I can't thank you enough for the purchase of our first home. We've been looking for several months and found the loan process to be hassle free which is way better than our expectations.
Seeing the great dedication of you and your team was a pleasure to watch and we highly enjoyed working everyone. We won't hesitate to recommend any of our fellow teachers your way when they decide to purchase a home.
-Michael, San Jose, CA
I want to earn your referral business and your confidence...as much if not more than I want to close your loan. I have been in the mortgage business for 6 years now and my business is based mostly on referrals. I generate referrals by placing my clients needs first. I want you to be 100% satisfied that I obtained the best available financing for you.
No Magic Loans, No Magic Lenders, No Magic Rates and no one works for free!
The truth about mortgage loans is that the number of direct lenders is dwindling down to a couple of large banks and many have gone out business the last couple of years. Brokers have access to the exact same loans. The difference between lenders usually comes down to the service that they provide and how much or little they are willing to work for. Lenders can be compensated in a number of ways. Regardless of how they are compensated, the borrower is the one that is compensating the loan officer. The higher the rate the less money you will need to compensate the loan officer and the lower the rate, the more money you will need to compensate the loan officer. In the end, no one works for free.
My Promise to You:
I will do everything I can to obtain the best financing based on your needs. I will educate you on the options that you have, so that you can make truly informed decisions about the mortgage loan that you select for the financing of your home.
The BEST part of my job:
I really believe that the best part of my job is helping people navigate the home buying process. Even during the refinance booms I focus on purchase business. I will always take care of my existing clients and look for opportunities to improve their current financing. The most rewarding part of my job is when I am sitting at the closing and my clients realize that they are homeowners. It is truly a great feeling to help someone achieve one of their dreams.