Joe makes a good point. If 100% financing is REALLY your only option - you can check for eligible towns/counties, etc in GA and throughout the U.S. via the USDA loan program link below that Joe referred to in his response.http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
I entered my mortgage request on 12-19-2008 and haven't gotten any response ID ZR-YYLFNBR
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