Chris Richards,GRI's Q&A

If this is was a bank owned sale, once it is closed, it would be difficult to recoup from the seller (bank).  You might call the buyer's agents broker to find out if they would work with you on purchasing the home warranty.  Otherwise, these warranties are not exhorbitantly priced.  Check out a couple of them.  AHS and HSA are two very good warranties.  www.onlinehsa.com is the website for HSA.  Google AHS and compare the two.I hope you find this information helpful and best of luck to you.

Many of my clients use Pulaski Bank because their closing costs are generally less, they are locally owned and operated and they stand behind their products.  Try 314-550-2574.chris

Hi Rodger,    If you like the price, location and condition of the house, the siding is probably not going to be a huge determining factor.  My current buyers would all prefer brick or vinyl over asbestos, however, they know they can always put vinyl siding over the asbestos or paint it.     Best of luck,chris

This home is not listed for sale in the MLS at this time.  That is why there is no sign in the yard.  It was listed for $169,900 until it expired in April unsold.At the present time, according to the tax records, it not owned by a bank.I hope this information was helpful to you.Best regards,    chrisChris Richards, GRIBroker/SalespersonPrudential Patterson Realtors

A real estate professional is still your most accurate source for "comps" on a property.  If you do not currently have a realtor, you can easily find one by contacting the St. Louis Association of Realtors or go to their website at http://www.stlrealtors.com. We all have access to the MLS and been trained to run accurate pricing comps on properties. I hope this information was of some help to you.chrisChris Richards, GRIBroker/Salesperson

Hi Vaike,    I checked the MLS (I am not the listing agent on this property) and from the pictures, it looks like the second floor bedrooms are carpeted.  I could send you the MLS sheet with pictures if you want me to.Hope this information was helpful.Take care,    chrisChris Richards, GRIBroker/SalespersonPrudential Patterson Realtors

Hi Janine,I think it would be good for you to do a little research on your own and then pick a realtor to help you with this process.  Since we are not allowed to promote ourselves on Zillow, you can contact the St. Louis Association of Realtors on Olive and they have an entire list of agents in your area.A good realtor will help you price your home for this market.  They should not only look at what's on the market comparable to your home, but take into consideration that you want to sell "as is".  They need to explain the "as is" concept and that you may be competing with foreclosures in your area.Secondly, they will be able to explain the transaction from beginning to end including the buyer's building inspection, any municipal inspections that might be required, the Laclede Gas inspection and closing procedures.  This explanation should answer all your questions and help you make your decision regarding your move.It is easy for consumers to take a look at what's available in the area in which you would like to move.  You can search local listings either from Zillow or many other websites including www.realtor.com and www.realtorchrisrichards.com.  You will have access to the entire MLS.  Look and see what homes are going for where you want to move.  I hope this information was helpful and wish you the best of luck in your endeavor.Take care,   chrisChris Richards, GRIBroker/SalespersonPrudential Patterson Realtors

I would like to remove on the two listings on this property.  How can I do that?

The rate seems good however, what are your closing costs?  Did you get a Good Faith Estimate of closing costs?I recommend calling Pulaski Bank for my clients doing refi's.  Their closing costs are very low, they are local and have the same or better rates.  You can reach Pulaski at 314-550-2574.  A second opinion never hurts.