Profile picture for Chuck Chrobak

  • Chuck Chrobak

Chuck Chrobak
Loan Officer (11 years experience)

Specialties:

Purchase Loan, Refinancing, Mortgage Planning, Doctor Loans,15 Day Closings

Add personality to your profile! Tell the community about yourself, your home, and your profession.

What can clients expect from our Team?

· Fast Decisions made by a Local Bank based in Seattle.

· Great Communication to everyone involved with making sure our Clients' Transaction always CLOSES ON TIME!

· Competitive Interest Rates and a Wide Variety of Lending Programs

We provide clients with lending solutions that match their financial needs.  Clients can expect excellent customer service and lending knowledge that can truly guide you through a successful home loan experience. It is important that our clients receive thorough communication from start to finish during their transaction.

HomeStreet is an Equal Housing Lender and makes mortgage loans without regard to race, color, religion, national origin, sex, handicap, or familial status. Member FDIC.

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Ratings & Reviews
- Highly likely to recommend
03/28/2014 - user6632580
Closed purchase loan. Woodinville, WA
Anyone who values prompt and predictive closing times could not go wrong working with Chuck and his team. Chuck exceeded my expectations with promptness and professionalism. His knowledge of the loan process including all the new requirements helped me to be proactive and ensure a speedy closing. Chuck was extremely accessible and does not mind spending the extra time to explain alternative options and strategies to ensure I had the exact loan package for my needs. His transparency in the rate quoting process and alternative costing structures gave me confidence that I was not paying a penny more than necessary for the quality of service provided. And the service was excellent!!!

If you are buying a house in a competitive seller’s market it is crucial to realize how much advantage you as a buyer have in presenting an offer that utilizes a local bank that does its own local underwriting. This ensures any last minute changes or signoffs (and they always happen) are dealt with in hours rather than days. Chuck and team took this a step further by proactively anticipating issues before they arise to ensure I was informed and able to make quick decisions I could be happy with. My closing hit its target deadline even with a very aggressive schedule. I honestly don't think I would have been able to get the house if it wasn't for Chuck and team's efforts. I certainly would have had to pay more in my bid price if I didn’t have the quick closing promise in my offer.

Some examples of the value Chuck provided: + Knowing jumbo rates were competitive with conventional helped to make the critical decision to escalate beyond the conventional rate limit cutoff without having to incur a steep interest rate penalty. Without this, my offer most likely would not have been chosen.

+ Recommendation when to lock based on trends in the markets ended up saving me an additional $1200 in closing costs

+ A last minute negotiation with the seller to drop purchase price made it through underwriting in less than 24 hours thanks in great part to Chuck staying on top of the issues

For my home buying experience, there was a synergy between agents, loan officer, escrow and title companies that really made the whole process as smooth and stress free as possible. Going with a non-local bank or loan officer would not have provided the same results. I am extremely happy I was referred to Chuck and would make the same strong recommendation to anyone trying to purchase a home in a competitive market.
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Response from Chuck on 03/31/2014
Thank you so much for the amazing review and the pleasure of doing business with you and your family. There are a lot of great people that came together to make this happen including yourself! Enjoy your new home and thank you again for the kind words.

 

- Highly likely to recommend
03/20/2014 - user0092221
Closed purchase loan.
THE BEST!!! It's hard for me to write this review as it is so important to me. We have all worked with bank, we have all worked with loan officers and most of us have had a home loan or two in the past but Chuck is in a league of his own! Before I go into a big, wordy story, let me just tell you the grand finally; We are in the home of our dreams and it is ALL because of Chuck and his almost freakish work ethic and follow through. If I had called another bank or Googled another name, we would not be here and that is for sure. We are business owners and we kept out old house and rented it out....those are some pretty big challenges in today's house buying world but Chuck didn't stop until we got our deal. Real Estate these days can be long and stressful but working with him was a joy. He's honest and upfront with you on every level and didn't mind going back and forth on my behalf to the very end! Stop reading this and start calling Chuck! Maybe this time next year you will be in your dream home too thanks to him!  MoreLess
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Response from Chuck

 

- Highly likely to recommend
01/16/2014 - chapster17
Closed purchase loan. Snohomish, WA
From start to finish, Chuck proved resourceful, creative and attentive. I was very impressed by his willing attitude, which ultimately produced a loan option I was pleased with, through all the almost, close and no ways! In my experience, when it comes to sharing your hopes and dreams with someone, and having the faith that they will make it happen, only the best is worth the time! Thanks, Chuck.  MoreLess
Profile picture for Chuck Chrobak
Response from Chuck

 

Professional Information
Address:
HomeStreet Bank
15021 Main Street, Suite C
Mill Creek, WA  98012
Office:
(425) 330-9657Click to view
 
Mobile:
(425) 330-9657Click to view
 
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Websites:
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Advice posts:
38
Screen name:
Chuck Chrobak
Member since:
10/01/2008
NMLS #:
  • 342850
Digs: Home Design Ideas