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Colette Dale

Agent
Specialties:
Buyer's Agent,
Listing Agent,
Relocation,
Foreclosure

Advice

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Credit score of 583??

Answer

Unfortunately, not having the 2 years of steady income will be an issue.  Most lenders want a credit score of 620 (or better) with a steady 2 year income history.  Although, there are some lenders out there that will attempt to work with someone in the upper 500's, where you are.  It's not having 2 years of income that I think may be your downfall.  But it never hurts to shop lenders to see if anyone is willing to take a chance on you.  Once you have a full time job, along with your part-time work history, check with lenders again.

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