Prior to our home search we heard about the daunting stories about the lender approval process. My husband and I were referred to Aaron Ninness. He was impressive from the get go. Aaron was very thorough in explaining each step in the process and the preparation needed to make each step go smooth. I work in front of a computer all day and have immediate access to email. He was incredibly responsive to me emails and requests. His instant knowledge of loan products, programs and credits was remarkable. It was a pleasure working with Aaron on getting approved for our first home. The process went so smooth and quick; we closed on our home a month and a half before our original target date. We would immediately go back to FirstCal and Aaron for our future purchases. I would highly recommend him to anyone searching for an experienced and well informed lender.