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Profile picture for Kelly Lininger

Kelly Lininger

Lender

Contract Processor (29 years experience)

Specialties:
Contract loan processor 23 years,
Loan processor,
Purchase Loan,
Refinancing

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Hi There!  My name is Kelly and I've been in the mortgage industry since 1986.  In the beginning of my career - I was a loan officer turned loan processor - turned underwriter.  After a few years underwriting - I decided that loan processing was my true calling.  I enjoy the interaction between the loan officers, real estates agents, and borrowers.

How do I work?  It's simple really.  A loan officer will take the application and email me his/her point file (or FNMA file) - advise me on what lender - compensation plan (fees) - escrow/title and any important information that I should know. I will create the loan package to be in compliant with DRE and RESPA - I will have you review the GFE and Fees to confirm all is correct.  I will create a needs list for the borrower so that I can submit the file into underwriting - I handle all the little details - right down to closing!

We work as a team - As if I was down the hall from your office.

Department of Real Estate requires all contract processors to have their NMLS license and I do - all is current and approved.

Fees:  $600 per funding... I don't get paid unless You do!
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