Profile picture for Justin Sheftell

  • Courtesy Mortgage

  • Justin Sheftell| 4274
  • 5.0
     (63 reviews)
    Responsiveness: 5.0
    Knowledgeable: 5.0
    Helpfulness: 5.0
    Follow Through: 5.0
  • Views: 12297
Information
Director of Sales (11 years experience)
  • Contributions:4274
  • Screen name:Courtesy Mortgage
  • Member since:05/08/2008
  • License #:
    • 01228731 (Migrated)
    • 287667 (NMLS)
    • Courtesy Mortgage
    • 2615 Camino Del Rio S
    • San Diego,CA 92108
  • (619) 756-7131Phone
  • (619) 756-7131Phone
  • (619) 858-2367Fax
  • Website
    , LinkedIn
Ratings & Reviews
 - Highly likely to recommend
05/13/2013 - user93675584
Closed refinance loan.
We also found Justin by accident through Zillow, after trying unsuccessfully to complete a HARP refi with our former lender and some other banks and brokers. After a lot of frustration and difficulty with others (despite our excellent credit and overall profile), what a relief it was to find Justin. From our first conversation in which he answered many many questions, he was extremely knowledgeable, courteous, and accurate. With Justin as our broker, suddenly our HARP refi turned into a smooth and quick transaction, with the closing in about 3 weeks after the initial contact. The whole thing seemed too good to be true, except it wasn't. This is that rare instance where you will receive the highest level of competence and professionalism in an industry full of liars and phoneys. Thank you Justin, again and again.More Less
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Response from Justin

 

 - Highly likely to recommend
05/01/2013 - dreda
Closed refinance loan. Vallejo, CA
Our refi was for an investment property, we had beem promised by at least three Banks only to be let down after paying out tons of money for appraisals. Justin said he would give it a try, and then proceded to breeze thru to closing and saving us over $1,200 amonth on our mortgage. This guy is awesome, all our friends want his number. If you are looking for a mortgage or refi call Justin you will not be sorryMore Less
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Response from Justin

 

 - Highly likely to recommend
04/14/2013 - luckycharm2000
Closed refinance loan. Covina, CA
Justin has given the best experience possible. After being told time and again that I would qualify for a harp 2.0 refinace by 4 different brokers and banks, I was always let down. I found justins blog one night and called him the next day. In about 20 minutes he was confident that he could help me. I was skeptical because all prior contacts with lenders started out the same. However, justin came thru with flying colors. I could not be happier with his service and easy, relaxed demeanor. Everything he promised happened exactly as described and very quickly. Did I mention that he personally answers the phone everytime ? When was the last time ANYONE does that in the finace business. Long story short, if justin can't help you then nobody can.I really cannot give him enough praise for the job that he did for me.More Less
Profile picture for Justin Sheftell
Response from Justin

 

About Justin Sheftell

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Courtesy Mortgage has been assisting California homeowners on their refinance needs since 1997.

In this difficult Califonia market we are currently focused on helping homeowners utilize the Home Affordable Refinance Program (HARP).

We offer the full complement of HARP 2.0 available products.
 
Fannie Mae and Freddie Mac Unlimited Loan To Value.  
Expanded Approval findings (level 1-3)
LPMI or BPMI transfers
Condos
Second Home or Investment Property
No minimum FICO score to be eligible

Many lenders only offer a portion of what HARP 2.0 allows.   If you have been declined elsewhere for HARP 2.0 refinance, we'd be happy to give you a second opinion.

Hope to hear from you.

Justin Sheftell NMLS#287667


Contributions
ContributionsCount
Total Contributions4274915
Photos: 30
Advice-Q&A: 2913589
Advice-Discussions: 1357326
Reviews Written: 10
Digs: Home Design Ideas
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The All-Star badge is given to top contributors of the Zillow community. These are active Zillow users who share their real estate knowledge and help others by contributing high-quality content. The more and better the contributions, the more likely an award will be granted. Users' contributions can be seen in their profiles.
  • January 2009 to Current

  • July 2008 to December 2008