Courtesy Mortgage has been working with California homeowners on their refinance and purchase needs since 1997.
Our current focus is on helping recent FHA or VA buyers from 2012-2014 take adavantage of the Streamline programs available. With FHA recently lowering monthly mortgage insurance premiums combined with low available rates on government insured loans, the FHA Streamline or VA IRRRL are able to benefit a good portion of buyers who used this type of financing for a recent purchase.
Additional areas that are seeing a high level of activity (With California property values on the rise in recent years) include.
Cash out for Home Improvement
Cash out for Debt Consolidation
Refinance from FHA to Remove Mortgage Insurance
If your home has increased in value it could be worth looking closer to see if this will allow you to lower your payments or improve your monthly cash flow.
We are proud to have been contributing to the Zillow community for over 6 years now and always welcome any questions or inquiries you might have for California property. Hope to hear from you.
Justin Sheftell NMLS#287667