
- Courtesy Mortgage
- Courtesy Mortgage
- Justin Sheftell| 4274
- 5.0(63 reviews)
Responsiveness: 5.0 Knowledgeable: 5.0 Helpfulness: 5.0 Follow Through: 5.0
- Views: 12297
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Ratings & Reviews
We also found Justin by accident through Zillow, after trying unsuccessfully to complete a HARP refi with our former lender and some other banks and brokers. After a lot of frustration and difficulty with others (despite our excellent credit and overall profile), what a relief it was to find Justin. From our first conversation in which he answered many many questions, he was extremely knowledgeable, courteous, and accurate. With Justin as our broker, suddenly our HARP refi turned into a smooth and quick transaction, with the closing in about 3 weeks after the initial contact. The whole thing seemed too good to be true, except it wasn't. This is that rare instance where you will receive the highest level of competence and professionalism in an industry full of liars and phoneys. Thank you Justin, again and again.…More Less
Response from Justin
Our refi was for an investment property, we had beem promised by at least three Banks only to be let down after paying out tons of money for appraisals.
Justin said he would give it a try, and then proceded to breeze thru to closing and saving us over $1,200 amonth on our mortgage. This guy is awesome, all our friends want his number. If you are looking for a mortgage or refi call Justin you will not be sorry…More Less
Response from Justin
Justin has given the best experience possible. After being told time and again that I would qualify for a harp 2.0 refinace by 4 different brokers and banks, I was always let down. I found justins blog one night and called him the next day.
In about 20 minutes he was confident that he could help me. I was skeptical because all prior contacts with lenders started out the same. However, justin came thru with flying colors. I could not be happier with his service and easy, relaxed demeanor. Everything he promised happened exactly as described and very quickly. Did I mention that he personally answers the phone everytime ? When was the last time ANYONE does that in the finace business.
Long story short, if justin can't help you then nobody can.I really cannot give him enough praise for the job that he did for me.…More Less
Response from Justin
About Justin Sheftell
Add personality to your profile! Tell the community about yourself, your home, and your profession.
Courtesy Mortgage has been assisting California homeowners on their refinance needs since 1997.
In this difficult Califonia market we are currently focused on helping homeowners utilize the Home Affordable Refinance Program (HARP).
We offer the full complement of HARP 2.0 available products.
Fannie Mae and Freddie Mac Unlimited Loan To Value.
Expanded Approval findings (level 1-3)
LPMI or BPMI transfers
Condos
Second Home or Investment Property
No minimum FICO score to be eligible
Many lenders only offer a portion of what HARP 2.0 allows. If you have been declined elsewhere for HARP 2.0 refinance, we'd be happy to give you a second opinion.
Hope to hear from you.
Justin Sheftell NMLS#287667
In this difficult Califonia market we are currently focused on helping homeowners utilize the Home Affordable Refinance Program (HARP).
We offer the full complement of HARP 2.0 available products.
Fannie Mae and Freddie Mac Unlimited Loan To Value.
Expanded Approval findings (level 1-3)
LPMI or BPMI transfers
Condos
Second Home or Investment Property
No minimum FICO score to be eligible
Many lenders only offer a portion of what HARP 2.0 allows. If you have been declined elsewhere for HARP 2.0 refinance, we'd be happy to give you a second opinion.
Hope to hear from you.
Justin Sheftell NMLS#287667
Specialties & Service Areas
Specialties:
Refinancing, HARP 2.0, Refi Plus, Open Access
Service Areas:
- Alameda, CA
- Carlsbad, CA
- Chula Vista, CA
- Fresno, CA
- Kern county, CA
- La Jolla, San Diego, CA
- Los Angeles, CA
- Napa, CA
- National City, CA
- Orange county, CA
- Rancho Bernardo, San Diego, CA
- Riverside, CA
- San Bernardino county, CA
- San Diego, CA
- San Francisco, CA
- San Jose, CA
- San Luis Obispo, CA
- Santa Barbara, CA
- Santa Clara, CA
- Solana Beach, CA
- Sonoma, CA
- Ventura, CA
Contributions
| Contributions | Count | |
|---|---|---|
| Total Contributions | 4274 | 915 |
| Photos: | 3 | 0 |
| Advice-Q&A: | 2913 | 589 |
| Advice-Discussions: | 1357 | 326 |
| Reviews Written: | 1 | 0 |