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Profile picture for Justin Sheftell

Justin Sheftell

Zillow All Star

The All-Star badge is given to top contributors of the Zillow community. These are active Zillow users who share their real estate knowledge and help others by contributing high-quality content. The more and better the contributions, the more likely an award will be granted. Users' contributions can be seen in their profiles.

Lender

Director of Sales (13 years experience)

Specialties:
Refinancing,
HARP 2.0, Refi Plus, Open Access

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Courtesy Mortgage has been working with California homeowners on their refinance and purchase needs since 1997.

Our current focus is on helping recent FHA or VA buyers from 2012-2014 take adavantage of the Streamline programs available.   With FHA recently lowering monthly mortgage insurance premiums combined with low available rates on government insured loans, the FHA Streamline or VA IRRRL are able to benefit a good portion of buyers who used this type of financing for a recent purchase.

Additional areas that are seeing a high level of activity (With California property values on the rise in recent years) include.

Cash out for Home Improvement
Cash out for Debt Consolidation
Refinance from FHA to Remove Mortgage Insurance

If your home has increased in value it could be worth looking closer to see if this will allow you to lower your payments or improve your monthly cash flow.

We are proud to have been contributing to the Zillow community for over 6 years now and always welcome any questions or inquiries you might have for California property.   Hope to hear from you.

Justin Sheftell NMLS#287667
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About Justin Sheftell: Courtesy Mortgage has been&nbsp;working with&nbsp;California homeowners on their refinance and purchase needs since 1997. <br/> <br/>Our current focus is on helping recent FHA or VA buyers from 2012-2014 take adavantage of the Streamline programs available.&nbsp;&nbsp; With FHA recently lowering monthly mortgage insurance premiums combined with low available rates on government insured loans, the FHA Streamline or VA IRRRL are able to benefit a good portion of buyers who used this type of financing for a recent purchase. <br/> <br/>Additional areas that are seeing a high level of activity (With California property values on the rise in recent years) include. <br/> <br/>Cash out for Home Improvement <br/>Cash out for Debt Consolidation <br/>Refinance from FHA to Remove Mortgage Insurance <br/> <br/>If your home has increased in value it could be worth looking closer to see if this will allow you to lower your payments or improve your monthly&nbsp;cash flow. <br/> <br/>We are proud to have been contributing to the Zillow community for over 6 years now and always welcome any questions or inquiries you might have for California property.&nbsp;&nbsp; Hope to hear from you. <br/> <br/>Justin Sheftell NMLS#287667

Ratings & Reviews

My wife and I were confused with a situation I had with a home and equitity loan and didn't know who to look to for help. I posted a question in the Zillow forum and Justin Sheftell immediately responded and offered to discuss our situation further. He explained in detail our options and made sure to explain it in a manner that I didn't need to run out and purchase "refi for dummies". We elected to proceed with a refi with Justin and he made it an enjoyable experience! He never pressured us or used any sales tactics to get us to make uninformed decisions. We had some delays on our behalf and he respected that again letting us take the time we needed. I would absolutley recommend that anyone looking for financing, contact Justin and see what he can do for you. It doesn't cost anything to ask questions. He helped us when we thought we had no options. Thanks Justin!!!

  

05/19/2015 - EGCA101
Closed refinance loan. Elk Grove, CA

My wife and I were confused with a situation I had with a home and equitity loan and didn't know who to look to for help. I posted a question in the Zillow forum and Justin Sheftell immediately responded and offered to discuss our situation further. He explained in detail our options and made sure to explain it in a manner that I didn't need to run out and purchase "refi for dummies". We elected to proceed with a refi with Justin and he made it an enjoyable experience! He never pressured us or used any sales tactics to get us to make uninformed decisions. We had some delays on our behalf and he respected that again letting us take the time we needed. I would absolutley recommend that anyone looking for financing, contact Justin and see what he can do for you. It doesn't cost anything to ask questions. He helped us when we thought we had no options. Thanks Justin!!!  More Less 

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04/07/2015 - pswain0
Closed refinance loan. Redwood City, CA

Justin was fantastic. I've always hated refinancing because there's so much paperwork involved and so many phone calls and so many hoops to jump through. Justin made it happen within a month. I would definitely use him again.

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03/22/2015 - susanlee260
Closed refinance loan. Westwood, Los Angeles, CA 90024

Justin was fantastic. I needed to refinance my house a year ago and he kept in touch with me until the interest rate was low enough for me to start my process. He was efficient and extremely knowledgeable. He kept me in the loop the whole time and I was able to refinance on time. I highly recommend Justin!!  More Less 

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