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Profile picture for Justin Sheftell

Justin Sheftell

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Lender

Director of Sales (13 years experience)

Specialties:
Refinancing,
HARP 2.0, Refi Plus, Open Access

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Courtesy Mortgage has been working with California homeowners on their refinance and purchase needs since 1997.

Our current focus is on helping recent FHA or VA buyers from 2012-2014 take adavantage of the Streamline programs available.   With FHA recently lowering monthly mortgage insurance premiums combined with low available rates on government insured loans, the FHA Streamline or VA IRRRL are able to benefit a good portion of buyers who used this type of financing for a recent purchase.

Additional areas that are seeing a high level of activity (With California property values on the rise in recent years) include.

Cash out for Home Improvement
Cash out for Debt Consolidation
Refinance from FHA to Remove Mortgage Insurance

If your home has increased in value it could be worth looking closer to see if this will allow you to lower your payments or improve your monthly cash flow.

We are proud to have been contributing to the Zillow community for over 6 years now and always welcome any questions or inquiries you might have for California property.   Hope to hear from you.

Justin Sheftell NMLS#287667
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About Justin Sheftell: Courtesy Mortgage has been&nbsp;working with&nbsp;California homeowners on their refinance and purchase needs since 1997. <br/> <br/>Our current focus is on helping recent FHA or VA buyers from 2012-2014 take adavantage of the Streamline programs available.&nbsp;&nbsp; With FHA recently lowering monthly mortgage insurance premiums combined with low available rates on government insured loans, the FHA Streamline or VA IRRRL are able to benefit a good portion of buyers who used this type of financing for a recent purchase. <br/> <br/>Additional areas that are seeing a high level of activity (With California property values on the rise in recent years) include. <br/> <br/>Cash out for Home Improvement <br/>Cash out for Debt Consolidation <br/>Refinance from FHA to Remove Mortgage Insurance <br/> <br/>If your home has increased in value it could be worth looking closer to see if this will allow you to lower your payments or improve your monthly&nbsp;cash flow. <br/> <br/>We are proud to have been contributing to the Zillow community for over 6 years now and always welcome any questions or inquiries you might have for California property.&nbsp;&nbsp; Hope to hear from you. <br/> <br/>Justin Sheftell NMLS#287667

Ratings & Reviews

Justin was fantastic. I needed to refinance my house a year ago and he kept in touch with me until the interest rate was low enough for me to start my process. He was efficient and extremely knowledgeable. He kept me in the loop the whole time and I was able to refinance on time. I highly recommend Justin!!

  
 

03/22/2015 - susanlee260
Closed refinance loan. Westwood, Los Angeles, CA 90024

Justin was fantastic. I needed to refinance my house a year ago and he kept in touch with me until the interest rate was low enough for me to start my process. He was efficient and extremely knowledgeable. He kept me in the loop the whole time and I was able to refinance on time. I highly recommend Justin!!  More Less 

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03/19/2015 - carrie abel
Closed refinance loan. North Clairemont, San Diego, CA

Justin was amazing, we had modified our loan with B of A in 2010 and due to some difficult times were unable to obtian any assistance with B of A or other lenders on refinancing our home loan after the modification. Justin listended to the situation and took the necessary steps to find us a lender that was willing to work with the situation. Justin was extremely responsive and thorough. I would highly recommend Justin to anyone regardless of their situation.  More Less 

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03/17/2015 - user6178291
Currently working with lender. New Hope Grove, Ridgeland, MS 39157

Very helpful. Responded to my question very quickly, and then I had a follow up question in regard to his response, and he answered that very quickly as well. Thank you for your help.

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