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Profile picture for Craig Greene

Craig Greene

Lender

Senior Loan Officer (26 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Craig Greene has been a Mortgage Loan Originator in Santa Barbara since 1989. Born and raised in Montecito and a fifth generation native to Santa Barbara, Craig is well aware of the unique needs of the clients in this community. 

About Craig Greene: <p>Craig Greene has been a Mortgage Loan Originator in Santa Barbara since 1989. Born and&nbsp;raised in Montecito and a fifth generation native to Santa Barbara, Craig is well aware of the&nbsp;unique needs of the clients in this community.&nbsp;</p>

Ratings & Reviews

I have closed on 8 purchases and at minimum 14 re-fi’s. I have never worked with anyone that has the sense of urgency and follow through that Craig has. Even when the stress level is high and the deadlines are approaching Craig remains calm and confident. Craig recently helped us close on a new purchase and on 4 different refi's all with in 6 months. He managed around my crazy travel schedule and made everything easier than I’ve ever experienced. I will always use Craig for future financing needs. He knows how to get it done.

  

03/24/2015 - user52994896
Closed purchase loan. Laguna Beach, CA

I have closed on 8 purchases and at minimum 14 re-fi’s. I have never worked with anyone that has the sense of urgency and follow through that Craig has. Even when the stress level is high and the deadlines are approaching Craig remains calm and confident. Craig recently helped us close on a new purchase and on 4 different refi's all with in 6 months. He managed around my crazy travel schedule and made everything easier than I’ve ever experienced. I will always use Craig for future financing needs. He knows how to get it done.  More Less 

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10/04/2014 - JimDewey9
Closed purchase loan. Goleta, CA

I had a fairly complicated transaction that included flood and fire zone issues. There were a lot of concerns that needed to be addressed on the lenders part. Craig and his staff handled all the paperwork and coordinated all of the loan documents carefully with the lender. The estimated rate and cost for the loan is what I ended up with.

Craig came through with the loan in record time at a great rate!
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10/02/2014 - jcs4251
Closed refinance loan. Calabasas, CA

We had been looking to refinance our existing home loan for over 2 years. Dodd-Frank had either completely cowed banks into submission, making them unwilling to go 1" outside of the 'approved' envelope, or given them permission to be as irrational and unhelpfull as possible to accept any variation beyond that same envelope. This includes all the majors, including our existing lender of 7 years, as well as a variety of regionals, either directly or through brokers. We came to Craig through a random mailing my wife happened to pick out of the mail one day and admonished me to call.

Not that is was easy in as much as it still took almost 6 months, but Craig found a lender that had a reasonable program. Through a planned effort we were able to restructure our financial circumstances to fit within the parameters of this lender. This was by no means a slam dunk. We had the resources to accommodate the required changes. The issues we faced were a stinking initial appraisal from a prospective lender. Then we ran afoul of the dreaded income to debt payments ratio. But we persevered, managing to eventually get a conditional loan approval, satisfy all the myriad of conditions and reporting requirements, and finally close as good a loan as I could have hoped for. (You can always want more, but no complaints.)

Craig and his staff were there all the way, everyday, checking to make sure every document was properly presented, and closed the loan with no time left on the rate lock. My hat's off to them.

It's a stupid world out there right now. It's not hard to see why the real estate economy is stuck in the mud. And that it will still be years before it's all worked through. It takes smart and able people, willing to think about what it will take to get the job done, to succeed.
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