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Managing Broker, Ca. Broker License, NMLS (18 years experience)
Ratings & Reviews
John was amazing...this was our 1st home and he really helped us through the process. The house actually closed while we were out of the Country and John stepped up and dealt with the final details so we could move in upon our return. <br/><br/>Thanks John! You're the man!<br/><br/>Chris
Bought a Single Family home in 2014 for approximately $525K in Allied Gardens, San Diego, CA.
John was amazing...this was our 1st home and he really helped us through the process. The house actually closed while we were out of the Country and John stepped up and dealt with the final details so we could move in upon our return.
Bought a Single Family home in 2014 in Murrieta, CA.
We used Cramer Consulting Group to help with the financing of our home mortgage. Being very concerned about costs, we had several mortgage brokers propose options. Cramer Consulting led us the lowest cost and best rate and that amounted to money saved at the loan closing and every month thereafter. John Cramer was our contact point and he was upfront about all costs and the process (which can get very complex these days). He kept us patient until the right timing came along regarding when to "lock" our rate. Frankly, without his guidance we would have moved too soon into a higher rate. Although the bank we went with was not some big name, it is a well respected lender and we are happy with them. John took care of the many details that were confusing to us and we came to trust him to make the right decisions on our behalf and we were not disappointed. Go with this guy, especially if you like simple!
Sold a Condo home in 2004 in Hillcrest, San Diego, CA.
During the past 15-20 years, I have relied on John Cramer for financing as well as brokerage services on 12 different real estate transactions. A few of these deals would have never happened if John wasn't part of them. For example, on one of my property purchases in the late 90's, the lender I used at the time lost my file and the deal was about to fall apart. A friend of mine referred me to John. He quickly put together my financing and helped me close on time. On a recent purchase John helped me push through a bank owned purchase. His experience, professionalism, knowledge and intelligence were instrumental in making this happen. I wouldn't work with anyone else.
Bought a Single Family home in 2014 in Sunset Cliffs, San Diego, CA.
John is an incredible knowledgeable Real Estate expert, he is a bit if a secret agent as we had to get referred to locate him. He took the time to assist me and my family when others felt like we were not worth their time. We could not qualify right away for a home, John is both a real estate broker and a mortgage broker. He told us the first step is to get qualified, we had been to another lender prior and we did not qualify. John sat down with us and went through our file and noticed some mistakes the prior lender made and it turned out that we were able to qualify for the price range we wanted to buy in. After he got us qualified when we were told we were not. John located a bunch of homes in our price range, show us all of them and after we looked and were not thrilled with what the market had to offer us, he actually went out and targeted homes in the neighborhood that we wanted to live in. He was able to locate someone wanting to sell but not wanting to go through the hassle of listing and showing the home, so it was a perfect fit. John is incredible, we are so so grateful to have been referred to him. I really feel that we would have kept on renting if we had not located this man. He is true professional and a master in this field, thank you John for the great work, we will do our best to not keep you a secret as others should have the amazing experience in home buying that we had!
Showed home in 2013 in North Park, San Diego, CA 92104.
John and his co-worker Jeff have worked diligently to find me properties that fit what I am looking for. I haven't found that place quite yet but am confident that these two can help me with their can do attitude and perseverance even when I am thinking of giving up.
For their commitment alone I would recommend them to anyone.
John is positive, honest and responsive. He takes the time to listen and give personal results. He took extra time to review our options, look at our property, make suggestions, comments and made suggestions. he was essential in providing the resources we will need when we relocate.
Sold a home in 2012 in Otay Ranch, Chula Vista, CA 91915.
Easy process. Great advice. Questions clearly answered. Extensive knowledge of process. Timely responses. Excellent understanding of needs and goals. Successful outcome. Would highly recommend John Cramer to anyone in need of refinancing their home. Extremely satisfied.