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Crestico Funding

Lender

Real Estate Mortgage Lending, NMLS (7 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Advice

  • (62 Contributions,
  • 0 Best Answers,
  • 2 Helpful)

Contributions are sorted newest to oldest.

I have a $325,000 loan mortgage for a 5.375% rate, can I re-fi and get this intrest rate down?

Answer

If this is your Primary Resident and you have 20% or more equity in the property and enough income that your debt to income ratio is around 45% then there is a very good chance you be able to refinance to a much lower rate. if you need more information please click on our Logo/Name and contact us through our profile page. we be glad to answer any questions you might have.

  (0)
what is the maximum va will go in 91362 ventura county?

Answer

$486,250.00 is the VA loan limit for Ventura County, if your purchase price is $492,000.00 you would need to put the difference as a down-payment on your property. I am little confused about your question but if you are asking if you need to put 25% down on a $492K purchase price the answer is no. one of the main advantages on the VA loan is that you qualify for 100% financing as long as you have the income to support your debt to income ratio. please feel free by contacting us for more information by click on our logo/name.

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REFINANCE INVESTMENT PROPERTY... Who can get it done??

Answer

As long as your Debt to Income Ratio is 41% or less for all of your liabilities, we should be able to get this done. there are few other items that needs to be taken into consideration. Please contact us through our contact by by clicking on our Logo/Name and we can provide you with mre accurate information.

  (0)
Can you do a loan modification after filing bankruptcy?

Response

Ask your attorney, Depending on your over all situation ( Liabilities, Assets, Properties... ) Some people whom have filed BK while they were doing Loan Mod. got rejected after BK was discharged and after their trial was over because they no longer had any liabilities and they could afford their full payments.

  (0)
Did anyone did a short sale with ING Direct? Any guidance along with any forms/guidelines to submit?

Answer

If you are thinking of doing a short sale. please make sure you do consult with a Real Estate Agent and even possibly an attorney. It is important to understand the terms and the contracts that needs to be signed and most of the time they have been written by attorneys who make everything complicated for someone with no experience in such matter. If you need a Realtor please click on our logo and contact us through our profile.

  (0)
which is better, a USDA loan or a FHA loan? Why?

Answer

USDA RD Programs are great as long as the property you are looking to purchase qualifies for such program. also few months back there was a backlog with funding these loans because the state is short on the budget. please make sure you consult with your mortgage originator to be able to close your loan on time.

  (0)
I want to sell my home, what are the first say 10 steps to doing so?

Answer

Please visit [link removed by moderator] and click on I'm A Seller and you should find most of the information you are looking for. you can also request a contact and one of the experienced Real Estate Agents will contact you to provide you with more information if you need.Click Here [link removed by moderator] 

  (0)
I would like to see what has sold in my neighborhood, how do I search for that?

Answer

A Real Estate agent should be able to provide these information for you, however you can also contact our sister company Crestico Realty and one our Affiliate Brokers or Real Estate Agents will be more than happy to provide these information for you,Click Here to complete their online application  cresticorealty.com/evaluation Crestico Realtywww.CresticoRealty.comInfo@CresticoRealty.comT: (877) 880-2929

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