Great question! I would email a handful of agents and see how long it takes to respond (most wont even reply!), what info do they supply? Most importantly do they try to only pre qualify you or do they try to help you? Listen to your gut on this! The most important thing is the character of the individual
Make sure to search for zillow pro and those ith as many reviews as possibl. The scroll around their website to see what their team structure looks lie.
Hello, Are you doing an FHA loan? If so, tthe bank will almost always pay your closing costs. You will have to cover your down payment of 3.5% down though... There are some special programs that require no money down as well, but most likely you will have to cover a minimum of 3.% down payment.. You need to talk to a good lender or two and get ome professional advice. Questions? Hope this helps. Dale Snyder
Hello,Do you have any specific questions? Advise you need? Dale Snyder
Hello,Are you ok with a short sale? We are listing one soon in the Lakes as well as have a bit smaller 1 story in the Lakes that is still available...Dale Snyder
Hello,My first question back to you is did you have an inspection completed? Secondly what is the cost of these items? Reason being.... I would discuss the inspection with your lender first and that engage the lender with the appraiser if there was an oversight and an issue needed added to the appraisal report.If not, are the costs for your repairs reasonable to you? If so, then just handle thes items after the close of escrow.... if you are not comfortable with this, is this an as-is purchase? If not, negotiate with the seller....I hope this helps some. Good luck!You have options!Dale Snyder
Hello,Great question. This is an issue our team deals with a lot in this current market. First I would propose a few questions back to you... assuming your property is in Las Vegas... How long have you been on the market? How many showings? What is the competition like on the market? What can you do for rehab for 5K or less?Here is the reality, prices are going up and the inventory is shrinking BIG time. If you have had 10 or more showings with no offers and been on the market for 45 days or more you need to either do a price adjustment, rehab, or be patient because the market will most likely catch up with your price before the end of summer assuming you are priced above the market a bit...If you are going to do some rehab always look at the cheapest with the most bang for your buck like curb appeal, paint, updating fixtures, reasonable amount of flooring, removing popcorn ceilings, etc. You can get a lot done for a very cheap price in this economy if you leverage vendors against each other.Hope this helps some. Be patient and hold your ground a bit! We are in a SELLERs market now...Buyers always have to have objections or reasons to say no or to try and get a "deal", and it usually is "its over priced" "its outdated" etc...Dale Snyder
Las Vegas home builders have requested more of the necessary permits February of this year -almost equaling the requests presented in October of 2008. This is good news for the Las Vegas economy as this means construction jobs and home buyers have more options than the current re-sale market.New homes offer warranties, builder incentives, and modern "smart" homes that were not available until a few years ago. Home buyers can also purchase a home with more options than were available during the "bubble" years -roughly '04 to '07 as prices were so high, and builders were offering the homes ala carte. With so many new communities that have been cropping up, and builders having to compete with the ever-present short sale and recently resurgent equity market -this is a great time for buyers to look for that new home they want -even though our market is a seller's market currently.
Well Grasshopper, there is hope of finding an FHA lender that can meet your particular needs. One of the most important things is interview reputable lenders until you both feel comfortable with one.You need to interview a lender much the same way you interview a real estate agent. Look at the company's/agent's reputation, length of time in business, experience & knowledge of the person you're interviewing. Remember too, that just because someone has 20 or 30 years experience doesn't always make them the best choice: Asking questions like:What do they offer, what kind of team do they have backing them up, who are they affiliated with, what kind of consumer feedback/ratings do they carry? Who will be processing your loan -if you choose their company, do they have a history of complaints either with other consumers or the Division of Mortgage Lending (or equivalent in your state).They have to earn your business so it's in their best interest to be honest, upfront and open about what they can offer you and your husband regarding your current situation. Take the time to interview at minimum 3 lenders -better to go with 5 if possible. If you take the time now to choose a good lender, it will save possible headaches and later in the process. Good luck!
Hello, Most importantly you need to be working eith an agent or team you feel has a pulse on the market and are aggressive. In this new world we are in it is all about price and condition. Whichever company and agony you choose make sure you are seeing your house as one you don't own and look st the comparable SOLDS as a reference then price the property aggressive and it WILL sell.