Profile picture for Tom Burris

Tom Burris

Lender

Mortgage Banker (11 years experience)

Specialties:
Purchase Loan,
Refinancing

Advice

  • (439 Contributions,
  • 11 Best Answers,
  • 66 Helpful)

Contributions are sorted newest to oldest.

Where to turn for a loan

Answer

Cash out loans have historically been risky for lenders. So the credit requirements are pretty stiff.What are your scores?What loan amount?What will it appraise for? 

  (0)
Get a credit on mortgate for a higher interest rate?

Answer

Have you ever been to NYC?On the streets there are guys who play these games.... 3 card monty.... 3 shells games, ectThese are the same games builders play. Get a second opinion.If I can be of further assistance, you can contact me thru my profile.

  (0)
VA Loan in Texas

Answer

You need to work on the scores.Does he have any credit cards?  If the balances are too high that can be a lot of points. I have seen people gain 40+ points for paying down revolving credit lines.You can contact me thru my profile to learn more.

  (0)
How to get a mortgage with a default judgment

Answer

Shouldnt be a problem.We could get an attorney letter saying that it cannot attach and lender will be fine with it.You can contact me thru my profile here for followup

  (0)
Will we get approved for FHA Loan?

Answer

How is the balance to limit ratio on the credit cards? Might be good to pay them down for a score boost......But don't do anything until you talk to a loan officer who knows credit. Google this ==> dallasloanguy free credit book

  (0)
How can I quickly remove disputes from my credit reports?

Answer

Google disputes + [self promotion deleted by Zillow moderator]You should get my blog article as google result number 1fast and easyno need to write letters.no need to dispute your disputesremoving dispute comments(comments that remain after a dispute is resolved) do not affect score...... however, if the account is currently in the dispute process then it isnt being scored and will affect score when removed.

  (1)
4k in collections can i get a home loan?

Answer

Sure. We don't require collections to be paid to qualify. Some lenders do however.Apply with confidence.You can contact me thru my profile here if you would like to put in an application. Headed to a baseball tournament this morning with the kids, but will be near the computer this afternoon. I will be answering the phone all day.

  (1)