With 16 years of financial planning training and 28 years of experience in helping people with their mortgage financing needs, I have the knowledge and experience to help you choose the correct financing strategy.
With all of the changes in the credit markets which have affected the underwriting guidelines and regulations, it can be a little confusing to borrowers today. I can help you understand what to expect and to help you find the best financing options available to you based on your credit record, credit score, and financial profile. And I can show you how to improve your credit scores.
Whether you are purchasing or building a new home, buying or refinancing investment property, refinancing for a lower rate or payment, need home improvements, want to consolidate debts, or to access cash to take care of some other need, I have the right programs for you. If you are over age 61, I can help you get the facts on a reverse mortgage.
Here are some of the decisions you may face when purchasing:
1.) Choosing how much to pay as a down-payment.
2.) Financing improvements along with your purchase financing.
3.) Determining if buying down the interest rate makes sense.
4.) Considering paying a single premium to eliminate monthly PMI.
5.) Choosing the best repayment plan for your situation.
Your decisions will affect other areas of your financial planning; such as how much you can put into savings and investments, how much you will save on income taxes paid because of allowable deductions, your monthly budget, and the amount of interest you will pay over time.
I always appreciate the opportunity to be of service. Please contact me directly at 317-507-0274 to let me know how I may assist you!