Daniel is a wonderful mortgager/banker to work with--especially if it is your first time buying a home. We first worked with Daniel a couple of years ago on a purchase that fell through due to a change in job situation. When we decided to look again, we immediately approached Daniel. He is very knowledgeable on the process and is willing to provide support and explain every part. Overall, we recommend Daniel to anyone we know that is searching for a home loan/banker.