If you are searching for a broker who knows what they are doing and supports the buyer throughout the process, look no further. Dave Fonseca is the best - period. Dave explained the entire process, every fee was explained and every effort to keep my costs down. Dave helped us through the entire process, made suggestions on actions which I needed to make, and arranged everything. He was available via email at odd hours, and he is supported with a solid office staff. I cannot say enough positives. Who am I? I am a primary homeowner in Jacksonville Florida who closed a 5 year ARM through Dave.