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By clicking “Contact Lender”, you agree that Bank of America, N.A. may contact you at the telephone number or email address you have provided above for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a Do Not Call registry or requested Bank of America, N.A. to not send marketing information to you by email. You agree Bank of America, N.A. may use automatic telephone dialing systems and artificial or prerecorded voice messaging in connection with calls or texts made to any telephone number you provide even if the telephone number is assigned to a cellular/mobile telephone service or other service for which the called party is charged. You are not required to consent to receiving autodialed calls or texts as a condition of purchasing any Bank of America, N.A. products or services. If you use a relay or other telephone service for the hearing impaired, please call or have your service call 1.800.915.8026 for help with your loan request.

Profile picture for David Horton

David Horton

Purchase Loan,
Home Equity

Add personality to your profile! Tell the community about yourself, your home, and your profession.


Thank you for considering Atlantic Mortgage Direct for your purchase and refinancing needs. There is no doubt that the mortgage market has changed over the past few years and it is important to work with someone who has both the knowledge and the experience to get the job done. I have been working in the mortgage industry for over eight years and truly enjoy the everyday changes and challenges that it brings. I was born and raised in the Northern Virginia DC Metro area and live and work in this area today. In addition to giving you first rate personalized service, I will also provide you with several options based off the trends of the market accompanied with competitive rates.


Atlantic Mortgage Direct and I are here to help you, which is why we offer free float down options on all of our mortgages. This allows you to lower your interest rate if the market improves after you loan has been locked.


I look forward to working with you. Contact me today to find out why our flexibility and professional experience set us apart from our competitors.

Best Regards,

Dave Horton

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Ratings & Reviews


08/12/2013 - user89867566
Closed refinance loan. Near Northeast, Washington, DC

Dave is excellent. I used him for two of my loans and both times he went above and beyond. In fact the second time I shopped around with banks and other lenders I found on zillow and I ended up coming back to Dave because he was so much better and more attentive than anyone else. He is upfront, goes the extra mile and is easily available. I had a few glitches on one of my loans due to some prior issues with identity theft and Dave went to bat for me. He is definitely a fantastic advocate. I highly recommend him. He is by far the best mortgage broker in the area and on zillow!  More Less 

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Response from David Horton



07/08/2013 - JM Thompson
Closed refinance loan. Bloomingdale, Washington, DC

At first I was apprehensive about going the route of an e-loan process, but having read a number of reviews I chose to go ahead. It was through that I came across Atlantic Mortgage Direct LLC. Dave Horton was my mortgage officer, and there are really no words to express my gratitude for his most professional manner, efficiency, politeness, and expertise. Dave Horton service was exemplary. Dave made sure my mortage refinance was stress-free and fast!!!. I will, without a doubt, be referring a lot of business to Dave Horton and Atlantic Mortgage Direct, LLC. Thank you for your excellent service.  More Less 

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Response from David Horton



04/07/2013 - user9115273
Closed purchase loan.

I have known Dave Horton for almost 20 years and have used him exclusively for all of my mortgage and real estate needs. In addition to being very responsive and knowledgeable professionally, Dave is also very trustworthy and of high character.

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Response from David Horton


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