Dave is excellent. I used him for two of my loans and both times he went above and beyond. In fact the second time I shopped around with banks and other lenders I found on zillow and I ended up coming back to Dave because he was so much better and more attentive than anyone else. He is upfront, goes the extra mile and is easily available. I had a few glitches on one of my loans due to some prior issues with identity theft and Dave went to bat for me. He is definitely a fantastic advocate. I highly recommend him. He is by far the best mortgage broker in the area and on zillow!