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Profile picture for David Houston

David Houston

Lender

Mortgage Broker (22 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity

Ratings & Reviews

Very good response, answered all my questions. Navigated me through a very difficult situation due to an unexpected issue with my credit scores at the 11th hour. Positive experience overall.

  

10/06/2010 - kiranpolam
Closed purchase loan. Allen, TX 75013

Very good response, answered all my questions. Navigated me through a very difficult situation due to an unexpected issue with my credit scores at the 11th hour. Positive experience overall.

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01/05/2010 - nubius
Closed refinance loan. Lewisville, TX 75067

David Houston was very professional and responsive throughout the entire process. Communication was never a problem and he was able to answer all of our questions. The final closing costs on our loan were actually less than his GFE which was a nice surprise. We were also very happy with the rate we received which was less than others had offered.

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01/14/2010 - texglenn
Closed refinance loan. Southlake, TX 76092

I found David through Zillow and closed a cash out refinance well within the 30 day lock period. David was very proactive throughout the cycle and worked hard to ensure the loan's success by regularly communicating and following up on each item in the process.

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03/20/2010 - jimmytop
Closed refinance loan. Lakeside, TX 77573

Just closed a refinance that was brokered by David Houston of Renaissance Mortgage, and couldn't be more pleased with the speed and professionalism with which it was handled. David was honest and forthright from the beginning and all the way through until the end. The final closing costs were slightly less than what David had quoted me at the beginning. Having moved three times before, I can say I've never experienced a closing like this, where the total closing costs were better than what they promised. Even when the title company that I chose made a mistake in a fee on the HUD-1 the day of closing, David jumped on the issue immediately and took care of it. David has a no-nonsense approach to the whole process which I greatly appreciated. He was always available by phone whenever I called, or returned my calls immediately. I WILL recommend him to friends and family.

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02/25/2010 - parks50th
Closed refinance loan. Garrison Park, Sunset Valley, TX 78745

I refinanced my mortgage through Renaissance Mortgage. My closing agent said that the 4.5% rate I received from David Houston was the lowest she had seen. I felt like I hit the jackpot. A great rate. Loan fees were below GFE and we closed in 17 days. David was responsive through the entire process and answered all questions thoroughly. I would HIGHLY recommend using him for your mortgage.

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02/26/2010 - GT71
Closed refinance loan. Algoa, TX 77511

At first, I found David Houston to be a bit brusque, but after I got past the surprise, I realized that here might actually be a genuine broker rather than some highly polished salesman. At the end of the day, I wanted someone to broker me a genuinely good deal, and not just try to make me feel good about whatever deal he had. I found David after almost giving up on the refinancing process; we have a rather unusual property, and several brokers had already refused to try to find us a mortgage. I was about to go with Amerisave, despite their atrocious reputation, but then they pulled out, too. Then I tried Zillow, and contacted several brokers through this site. David was the only one able to find something for us, and he was the lowest price, too. He just never seemed to have a problem with finding us a really good deal, and he worked out a better deal than Amerisave could offer. Then, right in the middle of the process, we had to leave the country for a week, but David worked around that problem to line up the appraisal around our new schedule. I really couldn't have asked for more from a family member. He certainly gets my recommendation.

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03/15/2010 - pcclark123
Closed purchase loan. San Antonio, TX 78266

David Houston of Renaissance Mortgage exceeded my expectations. David kept on top of everything from Day 1 through closing and had great communication with me. And when it looked as if the Power of Attorney for my spouse was going to delay closing, David sprung into action and enabled the process to be completed on time. I ended up with a 4.00% rate, which is what David stated it would be up front. And the closing costs ended up being less than he stated! The title company rep was also impressed with David and she commented that my rate was excellent!! I am definitely recommending David to my co-workers that will be moving to the area. Kudos to David Houston and Renaissance Mortgage!!!!!

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04/28/2010 - kinocode
Closed purchase loan. Jonestown, TX 78641

I was very pleased with Renaissance Mortgage. I shopped around with several brokers to compare rates and fees and David beat all of them. His GFE was detailed and at closing, as it turned, out I owed even less than the estimate. As a first time home buyer, I didn’t know much about the mortgage process. David took time to explain everything to me and made me feel comfortable. He was available by phone and email day or night and if I got his voicemail, he quickly returned the phone call. He also worked very quickly to get the quick closing I was looking for. I would definitely recommend David and Renaissance Mortgage to anyone looking for a home loan.

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04/15/2010 - screen.name
Closed purchase loan. Celina, TX 75078

I couldn't be happier to have chosen David Houston as our mortgage broker. Rates I got from David were the best available compared to many both local and Nation wide lenders. Throughout the entire process he was very forthcoming with information and very accurate in all his cost estimates. David was available any time -Day or Night- I had a question and was very open and honest in his response. David also worked with me very closely to get all the necessary information required by lender. When it came time to close David did all the leg work upfront to make sure closing was smooth one for us. I would strongly recommend using David as your lender and the people he associates with to perform the closing.

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03/29/2010 - smabdullah785
Closed purchase loan. Frisco, TX 75035

I have recently closed my home through David and found him par excellent in my dealing, as a first time home buyer with no knowledge of these financial jargon, David helped me from the beginning to make me understand each step, he was very open and honest in all my communication and I would say that if one provide him with all the necessary paper work as required then it is highly likely that David will ensure a timely closing, in my case my loan was done a week before the closing even though I had to close through PoA as my spouse was abroad, he worked really very hard with the title company, seller agent and my agent to make this thing possible, I never had any problem in my communication with him, he was available even in late evening to answer my questions and address my concern, very responsive in his emails and calls and above all firmly responsible in quoting GFE, one should NOT worry at all in comparing his GFE with the final HUD1 statement, I would strongly suggest the shoppers out there to definitely consult David before your final decision, trust me you won't regret your decision

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