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  • David Whitley

David Whitley


Purchase Loan, Home Equity, Mortgage Planning, Physician Mortgages,Doctor Loans

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Our Organization
SunTrust Mortgage, Inc. is a wholly-owned subsidiary of SunTrust Bank — a $172.4 billion* institution operating in Virginia, the District of Columbia, Maryland, North Carolina, South Carolina, Georgia, Alabama, Tennessee and Florida. Currently, SunTrust Mortgage, Inc. originates loans through locations in SunTrust markets and adjacent states, and we maintain strong correspondent and broker relationships in 49 states. We also service mortgage loans in 49 states and the District of Columbia.

In addition to standard mortgages, SunTrust also offers specialty financing for licensed medical physicians, residents, interns and fellows, which include MDs (Medical Doctors) DOs (Doctors of Osteopathy). The program is also available for those with DMD/DDS (Doctors of Dental Medicine-Dental Surgeons, Orthodontists and General Dentists).

The Doctor Loan Program is available only in Alabama, Arkansas, Delaware, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington, D.C., West Virginia.

Some of the highlights of the Doctor Loan are:

  • Fixed or adjustable-rate options
  • Up to 100 percent financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For licensed medical physicians (including Doctors of Osteopathy) who have completed their residency within the last 10 years, we offer:

  • Maximum of 100 percent financing for purchases and rate/term refinances with a maximum loan amount of $650,000
  • Maximum of 95 percent financing for purchases and rate/term refinances with a maximum loan amount of $1 million
  • Maximum of 89.99 percent refinancing for purchases and rate/term refinances with a maximum loan amount of $1.5 million

  Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224, NMLS # 2915, is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1-800-330-4684; is a licensed lender in Rhode Island; and is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020. ©2013 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc. How Can We Help You Shine Today? is a service mark of SunTrust Banks, Inc.


Ratings & Reviews
- Highly likely to recommend
07/29/2014 - chen1 23
Closed purchase loan.
David is great to work with. He answers emails and returns phone calls almost immediately. It is awesome to be able to reach him almost anytime. The interest rate is also very competitive. David is willing to go extra miles to meet his client's need. The experience can not be any better.

Highly recommended.
Response from


- Highly likely to recommend
07/15/2014 - user8297765
Closed purchase loan. Suwanee, GA
David was a pleasure to work with and made the entire process very easy. He was able to lock me into an excellent rate for the purchase of my home and was excellent in his communication and follow through; I knew exactly where I stood as far as the status of my loan throughout the entire process. David was very polite and patient with the many questions I had on the details of the loan and made every effort to answer my questions in full (sometimes during the nights or weekends).

There are many choices when it comes to finding/working with a lender/mortgage specialist. Unfortunately, there are not many individuals that understand what truly "Excellent" customer service is; David is a rare exception that "gets it" and whose actions represent everything I look for when identifying excellent customer service.

I would highly recommend David and will definitely be using him again in the future.
Response from


- Highly likely to recommend
07/09/2014 - fkalthof
Closed purchase loan.
With the government restrictions and requirements in getting a mortgage in today's environment, David and his assistant guided me through one of the most stressful transactions in life. They kept me up to date and made sure all documentation was submitted properly. And his rates cannot be beat. A true prossional!  MoreLess
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Professional Information
David Whitley
SunTrust Mortgage
8015 W. Kenton Circle, Suite 130
Huntersville, NC  28078
(704) 892-0761Click to view
(704) 619-9281Click to view
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Screen name:
David Whitley
Member since:
  • 83459