I highly recommend David to anyone, especially veterans for the following reasons: Helped me get a non VA approved house approved in 3 weeks Every question I have asked received first an acknowledgement of the question, then the question was answered to its fullest extent. He showed up 15 minutes early to every meeting. He was responsive to everything My lender was a good friend and told me David was easy to work with The home buying process was as easy as a few mouse button clicks on my end and a short meeting with a notery. In the negotiation process I received 100% of what I wanted (I'm sure not everyone was able to do this, and no I wasn't paid to say this. These are the reasons I gave David 5 stars. I have recommended him to friends in real life, and to all of you in cyber world.