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Profile picture for David Sharp

David Sharp


Licensed Mortgage Banker, Illinois Mortgage License, Mortgage Loan Origination License (11 years experience)

Purchase Loan,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Lending professional since 2003 in the Saint Louis markets and surrounding counties. I am licensed to originate loans in both Missouri and Illinois.

We are a purchase loan oriented company. Everyone does refinances but not every company can originate purchases. These types of companies are where the general consumer should steer their business. There is a reason the radio is filled with the same mortgage companies dominating the airwaves- they live and die with the refinance products and pass the costs along to the consumer. The time is here for the consumer to make better decisions and I will be glad to have you in the office and price out a loan face to face. Full transparency is mandatory.
 In today's day and age, every penny counts. We have very low overhead and that translates to very low fees. Many of my clients can easily achieve costs in the hundreds of dollars, not thousands! There is not a better company to work for in the country and the St.Louis area is a hot spot for 123 Mortgage Team as we continue to grow here and build our business loan by loan, referral by referral.

A+ rated with the Better Business Bureau. 

100% Welcome Home Illinois Grant Programs
Reverse Mortgage purchases and refinances
Conventional Loans with and without mortgage insurance
Lender paid Mortgage Insurance
Fha 3.5% down payment programs and 97.75%ltv refinance
Second to none Jumbo Loan programs
100% Va Loans
100% Usda Loans 
Fha 203k Remodeling loans up to 100%
Quick and Efficient loan streamlines
Mobile Home Products

Recent reviews


10/07/2014 - KaralynKH
Closed refinance loan.

David was very friendly and helpful. I found him online and his office is quite a way from where I live. I research EVERYTHING and I felt he was genuine and honest with me from the beginning. He responded to all my questions promptly and if he did not have an answer, he researched and got back to me quickly and didn't leave me hanging. If walked me through all the steps to refinancing my home with patience and friendliness. I would recommend David whole-heartedly!  More Less 

Profile picture for David Sharp
Response from David on 10/08/2014

Wow...thanks Katie...Very kind words indeed.....



09/22/2014 - tplasmeier
Closed refinance loan. Jerseyville, IL

Dave did a great job refinance my house HIs knowledge of the whole refinancing is outstanding they whole process was fast with very few problems so I recommend Dave to help you out with all your housing needs

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Response from David on 10/08/2014

Tom, I appreciate the opportunity and thank you for the review. It means a lot to me.



09/01/2014 - mine 1
Closed purchase loan. Collinsville, IL

Always had good communication. Willing to answer any questions. Explained the process every step of the way. .....................................................

Profile picture for David Sharp
Response from David on 10/08/2014

John, Enjoy the home. I am glad I could help.


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