Lending professional since 2003 in the Saint Louis markets and surrounding counties. I am licensed to originate loans in both Missouri and Illinois.
We are a purchase loan oriented company. Everyone does refinances but not every company can originate purchases. These types of companies are where the general consumer should steer their business. There is a reason the radio is filled with the same mortgage companies dominating the airwaves- they live and die with the refinance products and pass the costs along to the consumer. The time is here for the consumer to make better decisions and I will be glad to have you in the office and price out a loan face to face. Full transparency is mandatory.
In today's day and age, every penny counts. We have very low overhead and that translates to very low fees. Many of my clients can easily achieve costs in the hundreds of dollars, not thousands! There is not a better company to work for in the country and the St.Louis area is a hot spot for 123 Mortgage Team as we continue to grow here and build our business loan by loan, referral by referral.
A+ rated with the Better Business Bureau.
100% Welcome Home Illinois Grant Programs
Reverse Mortgage purchases and refinances
Conventional Loans with and without mortgage insurance
Lender paid Mortgage Insurance
Fha 3.5% down payment programs and 97.75%ltv refinance
Second to none Jumbo Loan programs
100% Va Loans
100% Usda Loans
Fha 203k Remodeling loans up to 100%
Quick and Efficient loan streamlines
Mobile Home Products