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XYZ Brokerage

Email: jeff@xyzbrokerage.com

Phone: (206) 555-1234

Website: www.xyzbrokerage.com

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Dave Mason's Discussions

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  • Discussions (31)
  • Replies (1007)
  • Helpful (54)

Dave Mason wrote:

80/10/10

Reply
You don't have to refi into one payment. LPMI stands for lender paid mortgage insurance. You pay just a hair higher rate. You don't have to refi and waste more money on fees. You can always pay off the second. Who knows where rates will be in the future.
October 11 2007
(0)

Hurt my Credit Score?

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Part of your credit score is tied to your credit history. Get rid of a card and the history goes away. Keep the old cards. Don't get rid of them.
October 11 2007
(0)

Diff Between Stated Income and Full Doc?

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Stated income should be a higher rate vs. the full doc. They must be charging points or higher fees to cover it somewhere.
October 11 2007
(0)

my community 100%

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Try SunAmerica as well.. they can do the 580 to 60 dti all day. Rate is a little higher, but they can get it done.
October 11 2007
(0)

Buying with no income...

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Why not get a job for 30 days. The My Community Program only requires 30 days of employment. You still must get a du approval. I've done a couple like this.
October 11 2007
(0)

selling/refinancing

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Interfirst doesn't care about how long, only that it is off the market.
October 11 2007
(0)
Freddie Green MTG
I'm trying to find info on Green Mortgages. I know FNMA is out of that now. Is Freddie still in the game? I'm actually looking for any info on Green Mortgages and ideas where I can find any?
October 11 2007
(0)

financing for manufactured home

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Flagstar 90%
October 11 2007
(0)

getting a mortgage as unmarried couple

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A conforming loan is $417,000 or less. If it is higher it is a Jumbo Loan. A jumbo would have higher rates.
October 11 2007
(0)

Land/Lot Financing

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Depending on the lot you can go up to 100%. I need more info about the lot to be able to quote a rate.
October 12 2007
(0)
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