You don't have to refi into one payment. LPMI stands for lender paid mortgage insurance. You pay just a hair higher rate. You don't have to refi and waste more money on fees. You can always pay off the second. Who knows where rates will be in the future.
Why not get a job for 30 days. The My Community Program only requires 30 days of employment. You still must get a du approval. I've done a couple like this.
I'm trying to find info on Green Mortgages. I know FNMA is out of that now. Is Freddie still in the game? I'm actually looking for any info on Green Mortgages and ideas where I can find any?
80/10/10
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