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Profile picture for Denise  Garcia

Denise Garcia

Lender

Mortgage Consultant(NMLS ID 287255) (8 years experience)

Specialties:
Purchase Loan,
Refinancing,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.


At Platinum Home Mortgage Corporation, we are able to provide financing solutions to our customers to meet their individual needs. 

Whether you are purchasing or refinancing, put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service. 

I specialize in first-time buyer programs, including FHA, VA, and USDA Rural Housing. We are one of the few Fannie Mae-approved HomePath Mortgage and Renovation Mortgage lenders… ask me about the benefits! 

It is my pleasure to provide you with a complimentary credit report as a part of the Getting Started process. Please complete and sign the Consumer Credit Report Authorization form and return it to me using the contact information provided on this page. 

For a list of information that may be needed to complete the loan process, please review the Required Documentation section.
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About Denise Garcia: <br/>At Platinum Home Mortgage Corporation, we are able to provide financing solutions to our customers to meet their individual needs.&nbsp;<br/><br/>Whether you are purchasing or refinancing, put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service.&nbsp;<br/><br/>I specialize in first-time buyer programs, including FHA, VA, and USDA Rural Housing. We are one of the few Fannie Mae-approved HomePath Mortgage and Renovation Mortgage lenders&hellip; ask me about the benefits!&nbsp;<br/><br/>It is my pleasure to provide you with a complimentary credit report as a part of the Getting Started process. Please complete and sign the&nbsp;<strong><a rel="nofollow" href="http://www.phmc.com/forms/Consumer%20Credit%20Report%20Authorization%20(tab-n-type).pdf">Consumer Credit Report Authorization</a></strong>&nbsp;form and return it to me using the contact information provided on this page.&nbsp;<br/><br/>For a list of information that may be needed to complete the loan process, please review the&nbsp;<strong><a rel="nofollow" href="http://www.phmc.com/dgarcia/required-documentation.html">Required Documentation</a></strong>&nbsp;section.

Ratings & Reviews

Denise has been working with me for the last number of months in providing guidance on how to improve credit scores for approval, providing analyses on income requirements for various loan amounts, and has been a great general resource for myself and my clients. She is a great asset and I look forward in continuing a long-term professional relationship with her.<br/><br/>Jelena Black, CPA, CVA

  

09/19/2013 - user1704092
Was pre-approved. Orange, CA

Denise has been working with me for the last number of months in providing guidance on how to improve credit scores for approval, providing analyses on income requirements for various loan amounts, and has been a great general resource for myself and my clients. She is a great asset and I look forward in continuing a long-term professional relationship with her.

Jelena Black, CPA, CVA
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Response from Denise

 

  

09/13/2013 - user65572522
Closed purchase loan. Temple City, CA

Denise was referred to us by a friend after we had a bad experience w/ another mortgage broker. Denise reviewed our situation and gave us several options in which we can proceed with our loan. She was very informative and answered any questions or concerns that we had. This was such a different experience we had prior to meeting Denise. With her help, we got the loan to help us buy our first home. We're so grateful to have been introduced to Denise. I would highly recommend anyone looking for a home to first consult w/ Denise to see what options are available for your particular situation.  More Less 

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Response from Denise

 

  

09/13/2013 - user6355142
Closed purchase loan. San Clemente, CA

Denise was wonderful to work with, she kept us informed throughout the process of buying our home. We were selling our home and buying a new home at the same time and Denise was able to coordinate the timing of selling our current home and buying our new home so that the equity could be used for the down payment. I can't say enough about the personalized service that we received from Denise and would recommend her to anyone who is purchasing or refinancing a home.  More Less 

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Response from Denise

 

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