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Tricia Houston's Advice

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  • 8 Contributions
  • 0 Best Answers
  • 0 Helpful

Tricia Houston wrote:

Loansifter vs Moratec ....anyone used both and can give feedback?
I have used Loansifter for about a year but I am finding there is alot of quirks about it that seem to not get noticed by them. Many scenarios don't get sent out when they should. I am thinking of switching to Moratec since Zillow owns them I would think they would get a better response on all scenarios. thoughts? 
November 11 2013
(0)

Can I get a loan if I was working for a family business, took 2 years off, and just got back to work

Answer
All banks will want to see at least 6 months on the job again.
August 18 2011
(0)
How will QRM rule affect your rates?
I just read an article about the QRM Rule and how it is going to affect the small brokers. Because the small broker can't come up with the 5% cash the rule is wanting, the banks will be adding it into there rate sheets. I'm curious to know if you have been contacted by your banks yet about how much your rates will go up?
May 18 2011
(0)

Ready to refinace Please send me your GFE

Answer
go into Zillow Mortgage Marketplace and put in your request, the lenders will email you some basic quotes and you can contact them when your ready
May 17 2011
(0)

What can I do to get more (or better) quotes for my loan request ZR-VPNHTXN

Answer
I would probably say its because your needing a quote for a manufactured home and many of the lenders cannot do those programs anymore. Alot of the banks stopped lending on mobile homes
May 17 2011
(0)

What can I do to get more (or better) quotes for my loan request ZR-PTGCBWG

Answer
I would suggest you redo your quote with the minimum down payment of 3.5% and I am sure you will get more peoples quotes
May 17 2011
(0)

In your opinion, when is the best month to buy a home in Colorado Springs?

Answer
May or June. Most people have been itching to list through the winter an are ready to make a deal happen come spring time
April 19 2011
(0)
ZMM quotes no showing if LTV is over 96% ???
I was just informed that if you quote a loan in ZMM where the LTV is over 96% that the consumer does not see this quote come through because Zillow blocks it? Does anyone know if this is true? I see MANY quotes on there that are over 97% which could be viable loans (FHA, VA etc). Has anyone quoted over 97% and gotten a response or closed a loan like this?
October 25 2010
(0)
 
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