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Derek is amazing!!!!! I had some problems getting a loan. Problems that I won't discuss. But they were bad enough to be turned down by several other lenders. I came across Derek from a referral. He told me that it wasn't going to be easy but he was 90% sure that he could do it. That's the first thing that I liked about him, he didn't promise me the world and was up front with me. I'm going to tell you the truth so that way you'll know that this is an honest review. I felt that Derek was a little pushy but after working with him I realized why. Derek is good (Damn good). He has so many people that he's working with and he has been in business so long that he knows what to do. He needs you to answer his questions so he can help you. He doesn't need to hear your whole life story. Like Joe Friday "The Facts ma'am, and only the facts". So if he comes of pushy, trust me he's not. He's just trying to get the job done so he can take care of you and get back to his other clients. I did everything that he told me to do. And boy did he know what he was talking about. He came up with things that the other lenders didn't even think of. When my offer was accepted I was working with another lender. She couldn't get me the loan. By the time I contacted Derek we only had weeks before Escrow would close. So I knew I was dead in the water. But Derek put on his white hat, jumped on his horse, and came in with guns blazing. He saved my you know what! To make a long story short, Derek called me and said the word that I couldn't believe......"CONGRATULATIONS". And he got a better deal than the other lender. He saved me $200.00 a month than the other lender. With all of my problems I still can't believe that he did it. BUT HE DID!!!! I Highly, Highly, "HIGHLY", recommend Derek Bobadilla.
After filtering through my fair share of horrible loan agents, I stumbled across Derek. My initial contact with him was very positive and reassuring. He took the time to get to know me as a person, not just as his client. He made me very comfortable with the home loan pursuit, which had caused me a lot of anxiety prior to meeting Derek. Derek was appropriately aggressive towards listing agents regarding my home loan and was willing to bend over backwards to help me achieve my goal of buring my first house. Derek helped facilitate a very smooth, yet fast escrow process. I had gone to an Open House on a property in mid April, fell in love with it, placed an offer, and entered escrow immediately. Thanks to Derek, I had closed escrow and was officially a homeowner by the beginning of May! I had received nothing but great comments about Derek from the other agents working on the home buying process with me (listing agent, realtor, insurance agents, escrow agents etc)--We were all very impressed with Derek and his work ethic!
I have already recommended him to my family members and friends for future home purchases, and I will definitely utilize him again in the future!
We bought a house in Arizona and Derek was our Mortgage Professional. We were living in California at the time of the purchase. Derek made the purchase of our house in another state less stressful. He stayed in touch with our Realtor and helped us through the whole process. I can not say how happy we were to find him. He is a true professional and I would highly recommend him to anyone.
Derek is fantastic he help us to get our house fast a very helpful and honest person always looking on ways to simplify the process definitely I would recommend him I give him 5 plus stars.
Hope to work with him in the near future!