Jennifer Dodge's Advice

I need a lender with investors that will finance a FHA loan with a 600 credit score.

Where exactly are you. What is the mailing address?

If you are looking for a Realtor, I am in Niceville. I can gladly help you compose and submit an offer. Buyers representation for home listed for sale with other brokers is free if charge. If it is a for sale by owner, I can often work out compensation from the seller.

Unfortunately, all the recommendations to contact an attorney are correct. You should alwways contact an attorney when you have any questions regarding contracts. Make sure you have clear documentation of all contact or failures of contact. Good luck, i hope it works out for you.

Are you currently working with a Realtor? I only ask, because it is easier to answer your questions with an address. It sounds fair, but there are some factors that are irrelevant. The property appraisers assessement could be irrelevant. The property appraiser sometimes under values or over values a home. I could give you a better idea with the address, but if you are working with a Realtor, I should not.

Thanks Michael for actually reading it before you responded. The quote from the brochure, "The new tax raises more than $210 billion (over 10 years), representing more than half of the total new expenditures in the health care reform package." I am sure it will not affect me in the near future, but I do believe it will effect my livelihood. Maybe not soon, I am not sure when I will see those higher gains on real estate sales again.

There is some truth about the the 3.8% real estate tax in the new Obama Affordable Healthcare Act. NAR released an informational brochure with Example scenarios where individuals with more than $200,000 AGI will have additional taxes. Married couples can make $250,000 AGI before the tax. The scenarios included several circumstances. In most lower income sales there is no effect, but it could affect those with higher incomes. Do you think this will have a major affect on future real estate transactions and the current market?

Hello,You are correct. If you are looking for short term rentals, Gulf front will be your best way. It is difficult to rent a bayfront home on a short term plan. People that visit our area want to be on or near the beach. Insurance will depend greatly upon what type of property you purchase. Gulf front will be more expensive than bayfront, but the area, size, year built and updates if any are they biggest deciding factors. You can probably estimate that a bayfront home in that price range will cost around $3000-4500 per year i insurance depending upon above mentioned factors. Gulf front will cost signifigantly more due to a higher excess wind (hurricane) policy. I can give you more detailed information if you like. There are a few other factors you may want to consider before deciding to buy beach front, bay front or neither. Thanks for your time!

Hey Jay, same thing here. All my listings were removed and no inactive listings available. they have been sending me emails all last week saying my listings were being removed. Something screwy is happening.

HI, I noticed the same thing. I had to cancel my ad placement due to the rising costs. I was not recieving the quality leads as I was before, but the price doubled. I was always satisfied with my results and have recommended it to other agents. I have stopped recommending and I feel bad now for possibly wasting thier money. I was recieving leads for very cheap properties and had not picked up a customer for three months. Some of the other sites were worse, not naming any names here. I guess we have to wait until they bankrupt the current agents and lower thier prices again.