Profile picture for Dianna MacLaren, GRI, SFR

Dianna MacLaren, GRI, SFR

Agent

Realty Consultant

Specialties:
Buyer's Agent,
Listing Agent,
Foreclosure,
Short-Sale

Advice

  • (38 Contributions,
  • 2 Best Answers,
  • 6 Helpful)

Contributions are sorted newest to oldest.

What are the requirements after a short sale. Can i get a mortgage since we moved due to a job chang

Answer

My Andrew!  I didn't mean to cause you any heartburn!  I did say "typically".  Many mortgage lenders are looking for a hardship situation when they are looking at short sale approvals, and that hardship may include an inability to continue to pay.  I am educated and very experienced with short sales as a REALTOR and certifed short sale professional.  Thank you-Dianna

  (0)
What are the requirements after a short sale. Can i get a mortgage since we moved due to a job chang

Answer

That is a great question for others in your situation as well.  Typically speaking, short sales don't happen unless you have been in a hardship situation and are behind in your payments.  As Andrew stated below, you will want to start checking into a new mortgage in about 2-3 years, and make sure to keep your credit in good shape.  Save that money up for your down. I'm speculating here, but chances are that conventional lenders may be willing to do loans sooner for folks in your situation than FHA will. Another option might be to find a home for sale where the owner is offering to finance the buyer, or a lease/purchase option.  Your REALTOR should be able to assist you in searching out these sellers.Good Luck!

  (0)
what are the property taxes at 5680 harborage dr. 33908

Answer

You can go to the county tax assessor's website and look up the property taxes there.  You can search by address.  Here is a link: http://www.leetc.com/search_criteria.asp?searchtype=RP&c=taxes&r=24&page_id=searchcriteria 

  (0)
how do I find out if a listing agent really sent our offer to the bank for a reo?

Answer

Good Morning!  Erika has provided a great answer.  I would add that if you do not hear back from the listing agent within a reasonable amount of time that you may want to contact his broker (if the agent is not the broker) and ask for assistance.  This definitely sounds fishy.  Also, there maybe a violation of FAR rules/regs somewhere in the bad-mouthing of the home and area. In any case, this conduct is definitely not professional!Good luck in getting an accepted offer!

  (0)
How can a home be listed for sale when there is no listing contract?

Answer

Could it be that this is an old listing that has not removed from active status in the past? If not, and the home is actually for sale might he have an arrangement with the listing agent as an associate to give the home more Internet exposure? The best way to find out the facts is to give him a call. Let us know what you find out!

  (0)
Need tips on buying a condo in FL

Answer

When you find a condo neighborhood that interests you, contact the condo association office and request a Condo Questionnaire, as well as their budget.  The condo questionnaire should contain the ratio of owners to renters (owner occupancy).  The budget will show the funds on reserve.  They can also give you information on assessments and fees.  Many times the associations will charge to send out this information.  If you visit their offices they generally will allow you to view this information and the bylaws without charge.I'm sure you are aware that it is almost impossible to get a mortgage for a condo, unless it is FHA-approved, so plan on paying cash.  To check to see if the condos are FHA-approved, click here> FHA-Approved. Good luck with your search!

  (0)
I want to put an offer in on a foreclosed property, how do I find out who actually owns the property

Answer

I'm assuming that there is no sign in front of the property, as I'm thinking you would have called the listing agent if so.  If the property has been foreclosed upon but has not been assigned by the bank that owns it to a broker in your area to put on the market, you will generally have to wait until it comes on the market to make the offer.  The banks have many agents that they work with.  You can try to contact the brokers that do most of the "REO/Bank-owned" business in your area. Ask them if they work with the bank whose name may be in the tax records (if it has been foreclosed for awhile).  If so, let them know you are interested in the property if it becomes assigned to them.  Or, just keep an eye on the yard and windows for signs showing that it is for sale.Hope that helps!

  (0)