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DublinRes

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Refi 1st mortgage with HELOC subordinated?

Answer

Correction, I have a 1st mortgage (550k) with Chase and a HELOC (330K) with BofA on my residence.  Is there any lender who will allow me to refi just the 1st mortgage if BofA agrees to subordination?Thank you.

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What is the current jumbo loan limit?

I spoke to a Chase mortgage rep to day about refinancing my loan and he said the jumbo loan limit is $417k.However, bankrate.com shows that for California, the limit is $625,500.Thanks.

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Refi 1st mortgage with HELOC subordinated?

Hello,I have a 1st jumbo mortgage and a HELOC on my residence.  The combination of both debts exceeds the value of the home.  Assume I can get the HELOC subordinated for the refi, is there a lender out there who would allow a refi of the 1st mortgage in my situation?Thank you.

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