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Profile picture for Dustin Owen

Dustin Owen


Regional Sales Manager (11 years experience)

Purchase Loan,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Dustin Owen was born and raised in Central Florida.  He is a graduate of Lyman High School and the University of Central Florida. Dustin also attended college in England where he studied Economics, Marketing and Popular Culture.  He married his high school sweetheart, Michelle, in 2002 and they are the proud parents of two beautiful children.

Dustin's keen interest in finance directed him out of the Television Advertising industry in the beginning of 2004 and into the Mortgage Banking industry.  It was at this time Dustin attended and graduated from HomeBanc Mortgage Corporation's Professional Sales Development (PSD) program.  While at HomeBanc, Dustin was nominated for the "Rising Star Award", "Ron Hicks' Award" for outstanding customer service and was a member of HomeBanc's "Achievers' Club". Dustin's success at HomeBanc allowed him to move up into management roles at both American Home Mortgage and Countrywide Home Loans.  When he resigned from Countrywide in August of 2008, Dustin left as the number two producer in Central Florida.
Dustin joined Waterstone Mortgage, a wholly owned subsidiary of Waterstone Bank, SSB, in August of 2008.  Along with his two business partners, David Holbrook and Michael Smalley, Dustin is responsible for operating, managing and growing the Jupiter, Fort Myers, Fort Walton Beach, Niceville, Ocala, Palm Coast, Panama City Beach, Port Orange and Winter Park branches for Waterstone Mortgage, as well as the day to day originations of his clients' mortgage loan applications for Real Estate purchase and refinancing.  Dustin is also the Past-President of the Mortgage Bankers Association of Central Florida and is an active Board Member for the Mortgage Bankers Association of FL. 
Dustin prides himself on his consultative approach to mortgage financing.  World class service coupled with competitive pricing and a ‘do the right thing always' approach to business is what his previous, present, and future clients are to expect from him.
In his free time, Dustin enjoys spending time with his family, traveling, salt water fishing, the occasional friendly game of Texas Hold'em, watching college and professional football and cheering for the Atlanta Braves


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Ratings & Reviews


12/02/2014 - petroja7
Closed purchase loan. Debary, FL

Purchased a short sale, it being my first home, and Dustin and his team were extremely patient and helpful. Guided me every step of the way. Always returned my calls and never left me hanging. I'd refer them to everyone I know!

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09/24/2014 - mommyinthe4as
Closed purchase loan. Winter Park, FL

Dustin was extremely helpful and let us know exactly what documentation we needed to gather and the time frame in which it needed to be accomplished. He also let us know that when we had pre-approval that meant that we really had the approval, not just a letter with words on it. If we purchase a home again we will look to Dustin for his help.  More Less 

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09/11/2014 - wjzeh
Closed purchase loan. Oviedo, FL

Dustin's team is very knowledgeable, friendly, and response to all requests. They did a great job on our loan from start to finish. I would definitely recommend them for purchasing a house.

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