Earl Boyer's Q&A

Years ago I needed a roof in Salt Lake City. After calling for several bids and only receiving a few return phone calls I spoke to a roofer, he showed up on time, handed us a copy of his contractors' license, his proof of insurance, and a list of references and a photo album of past work. To me this was very impressive. He got the job and we were happy with the cost and the job done. I don't know if he is still in business but it was American States Roofing and Siding. I believe his name was Rick. 

You should contact the listing agent directly. It does appear to be a typo if it is, they will at least be able to give you the correct price. They will probably appreciate the heads up too.

Your best bet, check with her accountant.

Either someone needs to watch their typing or they are posting the price as a laugh. contact the owner directly.

I can't tell you what happened but if you click on the "listing website link you will see it is a building lot and not a home. You may want to contact the agent directly from the agent link.

Most homes going to auction will have a mortgage balance that is greater than the home will bring in today's market. In Utah, at least, the minimum bid is the loan balance and as a rule the lender is the only bidder. you may try contacting the Trustee to try and find the lender, (Beneficiary of the trust deed), and approach them directly. Or wait until the lender lists the home as a foreclosure. In any event have your finances lined up in advance and a pre-qualification letter from your lender to submit with an offer.  

I try to tell people to approach a loan mod first but it is difficult to accomplish. First be sure you are talking to the right department, usually Loss Mitigation. Collections people are only concerned with collections not a work-out. the same is likely true for Customer Service. Try to get a direct contact number and a name or you will find yourself explaining your situation over and over. Most lenders will require specific douments to do either a loan mod or short-sale. Be sure to furnish everything they ask for. Put your contact info and loan number on each page. Keep copies of everything. If you fax or email docs get an address and follow it up with certified mail and a return receipt. things get lost frequently.Be patient and curteous, (if you make someone angry your application can get lost), but persistant. Keep both lenders informed of your progress with the other. Speak to a HUD approved housing counselor.    http://makinghomeaffordable.gov/ For more information.If you are considering a short sale the requirements will be similar.Many lenders will not preapprove a short sale it's a matter of "bring us an offer and we'll think about it". Some will want to see a home listed at market price for a cretain time. In that case you do need an experienced agent. You will have to show that the lender stands to loose less accepting the sale that if they foreclose. Don't be fooedl by claims that "It won't hurt your credit that much" also find out if your state allows Deficiency Judgements, (the Lender sues for the shorfall)  More:  http://shortsalesandmodifyingamortgage.blogspot.com/

It can be a long and complicated process. If a person is in trouble it is better to start as soon as possible. In many cases you need to speak with your lender's Loss Mitigation Department not collections or the regular Customer  Service rep. Often they won't volunteer this information. A good place to start is http://makinghomeaffordable.gov/you can use a self evaluation tool and get instructions for a particular situation.EVRYONE PLEASE PASS ALONG THE WEB ADDRESS TO ALL THOSE THAT MAY NEED IT. THIS IS FREE!

Im not sure what you are asking. but the ESTIMATE shows around $9800 down

Realtors in most states use an Exclusive Agency Contract- the agent represents your exclusively and you agree to use them exclusively. In other words, they are due a commission when you purchase a property, (the commission offered by the seller will normaly satisfy the requirement).The contract will state that you have not entered into a similar agreement with another agent. If you conceal that and purchase a property you could be in a position of owing both agents a commission. to the second part of your question, I can't think of any possible way it would help to get any home and it could lead to an ugly mess.