Normally 90 days
email@example.com Is this not you? I have a email from you. I am not making this up emailing me and acting like the client! God Bless you. And for your record yes I was mistaken you are completely right in every way! As for Joe- nothing was intended for him. As you can see below I was answering your questions.
No Joe. I was not throwing you or anyone on this feed under the bus. Huskers needs to learn to go up and not email me threats at midnight.
Simple ways around it. Think outside of the box. I wish I was a call center clerk! However Wayne you are correct- with certain investors- Other have overlays which can still make this a possible.
Correct and I was not "quoting" Joe .... I was simply replying to your answers. And yes I opened my Zillow profile in Oct of 2012- And have reviews from many states across the country... And your reviews? As for the "past" PMI that is what is actually what I was talking about.Unlike yourself... I am salaried I do not have to up sell rates to earn a "YSP" that is why I can deliver the rates I quote. Again "GO HUSKERS" - Very professional screen name I might add- Also I was answering your questions/comments... my mistake when I added Joe into the convo. Since he clearly has experience. And yes a rate below 3.5% no issues with a FICO over 800. Again read my "fake" or false reviews from people I hired across the country - also including one of my clients who one the Ipad contest from zillow. Again I look at your profile I notice many /questions/answers on blogs but not 1 feedback from a client ? Why is that?
Sorry Joe, You are a professional- this was intended for "GO HUSERS"!
Never said no PMI - keep in mind the loan was opened before June of 09- So that factors in the past PMI payment not the current 1.25 or 1.35 for 95% LTV.'s
Well.... look at my profile and experience and then look at Jo's and you can make a decision. I never under quote- I just do mulit millions in volume per month and receive many rate/cost discounts- However yes Jo I understand where you are coming from but sorry you need to work for a real lender- no offense. Also Jo i did say APR of 3.5 yes that is correct but since you can do simple math you will know the rate is well below 3.5%. If you need any help with calculations please fell free to give me a ring anytime.
Nope I can I would issue a lender credit as well to cover most costs... Also depending on the date you opened the mortgage that will also affect the PMI %.
What is chase offering you? Rate, costs, terms? I should be able to offer a lower rate/costs etc. Check out my zillow profile.