Since 1995, Erick Winchester has been providing unparalleled customer service to Northern California home buyers and the entire real estate community. A home is the largest purchase you'll ever make, so it makes sense to get your mortgage from a direct Mortgage Banker that can provide you with a great loan and terrific service. While any Banker can offer a variety of mortgage loan options, a better Banker does more. Erick Winchester takes the time to explain all of your options and help you to select the mortgage programs that's best for you. No matter what size home loan, large or small Erick will still provide you with a level of customized service not found with other mortgage bankers,brokers or lenders. Whether you're buying your first home, a vacation or investment property, refinancing to lower your existing payments, or consolidating your debt into one low monthly payment, Erick has a loan that is sure to fit your individual needs and lifestyle.