Ernesto was great to deal with! He's knowledgeable, hard working, and friendly. When we first applied for a conventional loan, we weren't sure if we could get it. But he gave us some advice on what to do to improve our chances from paying off certain debts and raising cash from other assets. Timing was of the essence. All the paperwork was straightforward and done well. Surely enough we got funded and closed escrow and were thrilled with the whole experience. I highly recommend Ernesto! Now the remodeling, that was a hair puller, just wished Ernesto was a General Contractor!