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- Michael Mazursky| 314
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About Michael Mazursky
Add personality to your profile! Tell the community about yourself, your home, and your profession.
1st Integrity Mortgage, Inc. specializes in Government Insured FHA and VA mortgages.In today's market, having the ability to offer the Government loan is paramount. With the credit crunch, Fannie Mae and Freddie Mac loans are harder to come by due to the increased price adjustments with credit score, loan to value, and Private Mortgage Insurance. Personally, I have been offering the Government FHA Loan Program since I came in the business back in 2001 while most other mortgage companies were doing subprime. We do notoriginate any subprime loans.
The main thing you need to do as a rate shopper is to make sure that you are not a victim of the good old "Bait and Switch". This when a mortgage company offers you a rate that is much lower or has less fees to get your business. You may think you are getting the best deal out there, but then when you go to closing, the terms are not the same as initially disclosed. While this practice is unethical, it is common when you have numerous companies competing for your loan. Sometimes you get so far along in the process that you have no choice but continue with the loan even if the rate and fees are higher than you signed for.
Our company stands by our rate and fees. While our rate and fees may not be the lowest, you can be assured that we will not change anything with your loan througout the process. We will also send you a Rate Lock Confirmation so you know your rate is guaranteed. The only time your rate may change is if market conditions improve and we are able to lower the rate accordingly. We ensure quick closings and can even give you a credit towards closing costs with a slightly higher rate.
If you are thinking about buying a home, let us help you get in your new home with NO MONEY OUT OF POCKET. We are able to do this by negotiating seller concessions and can even assist you in a Down Payment Assistance Program offered by Ameridream or the Nehemiah Foundation.
Contact us today and find out what we can do for you. I promise you excellent service and honest advice. I look forward to working with you.
The main thing you need to do as a rate shopper is to make sure that you are not a victim of the good old "Bait and Switch". This when a mortgage company offers you a rate that is much lower or has less fees to get your business. You may think you are getting the best deal out there, but then when you go to closing, the terms are not the same as initially disclosed. While this practice is unethical, it is common when you have numerous companies competing for your loan. Sometimes you get so far along in the process that you have no choice but continue with the loan even if the rate and fees are higher than you signed for.
Our company stands by our rate and fees. While our rate and fees may not be the lowest, you can be assured that we will not change anything with your loan througout the process. We will also send you a Rate Lock Confirmation so you know your rate is guaranteed. The only time your rate may change is if market conditions improve and we are able to lower the rate accordingly. We ensure quick closings and can even give you a credit towards closing costs with a slightly higher rate.
If you are thinking about buying a home, let us help you get in your new home with NO MONEY OUT OF POCKET. We are able to do this by negotiating seller concessions and can even assist you in a Down Payment Assistance Program offered by Ameridream or the Nehemiah Foundation.
Contact us today and find out what we can do for you. I promise you excellent service and honest advice. I look forward to working with you.
Specialties & Service Areas
Specialties:
Purchase Loan, Refinancing, Home Equity
Contributions
| Contributions | Count | |
|---|---|---|
| Total Contributions | 314 | 26 |
| Photos: | 0 | 0 |
| Articles: | 0 | 0 |
| Advice-Q&A: | 0 | 0 |
| Advice-Discussions: | 314 | 26 |
| Reviews Written: | 0 | 0 |
