"agents" or "foreclosure specialist"
"Dallas, TX" or "Michigan" or "30308"
Screen name: FHA Mortgage
Member since 06/13/2008
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Add personality to your profile! Tell the community about yourself, your home, and your profession.
1st Integrity Mortgage, Inc. specializes in Government Insured FHA and VA mortgages.In today's market, having the ability to offer the Government loan is paramount. With the credit crunch, Fannie Mae and Freddie Mac loans are harder to come by due to the increased price adjustments with credit score, loan to value, and Private Mortgage Insurance. Personally, I have been offering the Government FHA Loan Program since I came in the business back in 2001 while most other mortgage companies were doing subprime. We do notoriginate any subprime loans.
The main thing you need to do as a rate shopper is to make sure that you are not a victim of the good old "Bait and Switch". This when a mortgage company offers you a rate that is much lower or has less fees to get your business. You may think you are getting the best deal out there, but then when you go to closing, the terms are not the same as initially disclosed. While this practice is unethical, it is common when you have numerous companies competing for your loan. Sometimes you get so far along in the process that you have no choice but continue with the loan even if the rate and fees are higher than you signed for.
Our company stands by our rate and fees. While our rate and fees may not be the lowest, you can be assured that we will not change anything with your loan througout the process. We will also send you a Rate Lock Confirmation so you know your rate is guaranteed. The only time your rate may change is if market conditions improve and we are able to lower the rate accordingly. We ensure quick closings and can even give you a credit towards closing costs with a slightly higher rate.
If you are thinking about buying a home, let us help you get in your new home with NO MONEY OUT OF POCKET. We are able to do this by negotiating seller concessions and can even assist you in a Down Payment Assistance Program offered by Ameridream or the Nehemiah Foundation.
Contact us today and find out what we can do for you. I promise you excellent service and honest advice. I look forward to working with you.
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow.com, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.
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| Advice-Q&A: | 0 | 0 |
| Advice-Discussions: | 314 | 26 |
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| Reviews Written: | 0 | 0 |
| Total Contributions | 314 | 26 |
July 2008 to December 2008
Posted a comment in No more Citi Wholesale? October 08 2008
Posted a comment in Pending Home Resales increase 7.4% as prices fall October 08 2008
Posted a comment in No more Citi Wholesale? October 08 2008
Posted a comment in No more Citi Wholesale? October 08 2008
Posted a comment in No more Citi Wholesale? October 08 2008
Posted a comment in HOS, not sure what number October 01 2008
Quoted 30 year fixed at 6.000%, $1113 fees, 6.030% APR, 760 credit, in WA October 01 2008
Quoted 30 year fixed at 6.000%, $988 fees, 6.060% APR, 680 credit, in MO October 01 2008
Quoted 30 year fixed at 6.250%, $1063 fees, 6.320% APR, 680 credit, in FL October 01 2008
Quoted 30 year fixed at 6.500%, $1063 fees, 6.560% APR, 720 credit, in FL October 01 2008
Quoted 30 year fixed, Jumbo at 6.250%, $1113 fees, 6.270% APR, 760 credit, in WA October 01 2008
Quoted 30 year fixed at 6.750%, $1063 fees, 6.780% APR, 680 credit, in TN October 01 2008
Quoted 30 year fixed at 6.500%, $1063 fees, 6.610% APR, 640 credit, in FL October 01 2008
Posted a comment in LOOKING FOR FHA LOAN September 30 2008
Posted a comment in LOOKING FOR FHA LOAN September 30 2008
Posted a comment in FannieMae wants to help you... September 25 2008
Posted a comment in Mortgage Guessing Game September 19 2008
Posted a comment in Surtax on the wealthy to help bailout Fannie/Freddie September 19 2008
Posted a comment in Appraisals September 19 2008
Posted a comment in Broker's GFE and Lender's GFE September 18 2008
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