I would highly recommend Farrell to anyone in the military exploring mortgage services. I've served in the military for nearly twelve years. As service members, we have to balance so much of what we are responsible for at home to include family and finances. Training and deployments often consume much of our time and make it difficult to focus on things at home.
Farrell made the process of refinancing one of our homes very simple. He promptly returned my phone calls and emails during the day and even late at night, no matter how small my question.
Farrell's personal service was exceptional. I would absolutely work with him again in the future.
We applied for a VA loan to refinance our home at a great rate with reasonable closing fees. We were very hesitant to do business online, as we've always done our previous loans locally. Farrell addressed all of our questions/concerns (I had plenty), and he (and his assistant & co-workers) made it a smooth transaction for us. They always responded in a very reasonable time-frame. Thanks again -- we couldn't be happier with the interest rate and having both loans wrapped into one.
The of BNC National Bank of Farrell Bowden, Amanda Acree, Rebecca Brown, and Shannon King was totally outstanding. They handled all associated actions with my 100% cash out refinance in an expeditious, proficient and professional manner. They were extremely responsive and kept my consistently up to date. They made my refinance experience memorable in only the best way.
Farrell was extremely knowledgable and was able to provide rates lower than the other two companies I looked at. He understood my needs and was very responsive to any question I had. I would definitely recommend him to anyone.
This was absolutely the BEST buying experience we've ever had. Mr Bowden told us at the beginning that he would close fast, we didn't realize from start to finish in less than 3 weeks. He and his staff were total professionals and extremely helpful at every turn. Most highly recommend Farrell Bowden and BNC National Bank to anyone planning a new home.
My wife and I were very pleased with Farrell during our recent home purchase. As first time home buyers, we had many concerns and questions that were quickly addressed by Farrell's knowledge and prompt responses. He was always very personable, honest, and informative. We would recommend Farrell's services to anyone needing a home loan.
Farrell is a asset to BNC National Bank. They should be proud to have an employee like himself. Farrell was able to get our VA refinance completed in 3 weeks. I came to him after I was told it could not be done due to some credit issues. Farrell not only got the loan done but educated me thru the entire process and proved the other 2 loan originators wrong. He made sure all information was researched and completed for my file so there was no issues when the underwriters received my file for approval.
Farrell and his team, Tammy along with Rebecca were very assertive in a positive way! What I found amazing was the response back to you when approached with a question. I can keep going on and on.
I am so happy I located this Farrell guy and trusted my instincts to work with him. He proved everyone else wrong!
Thank you Farrell for giving me a Happy New Year !
Everyone please trust me when I say "call Farrell" for you loan.... '
Other member's of the team helped execute our mortgage including Greg Fox.
The main issue we had was having to resend numerous documents. It turns out this was due to fax issues on their end. Some things we faxed 4 times. The other issue was the underwriter kept asking for more things..."just one more thing".
But they were responsive, closed on time, no hidden fees, pleasant, and closing went fine. And they apologized for the inconvenience.
I'm a retired Navy Captain who relocated from Denver to the National Capital Region. I can't say enough positive things about my experience with Farrell Bowden and his assistants - Rebecca & Shannon. Farrell answered my initial inquiry regarding a VA loan while he was on a family vacation, I had a pre-approval letter in hand a week later for house-hunting/making an offer, and loan approval within about 6 weeks. Everything was ready 2 weeks before closing. Communication was easy and regular. Farrell is a true professional, friendly, helpful and will earn your trust very early on. It was a pleasure doing business with him.
We had a great experience with Farrell and his team. Farrell did his best to secure us the very best rate and kept us abreast of the market changes before securing that rate. Thanks for looking out for us!