One year ago I contacted Jim looking for financing a home. He was extremely professional and gave me some suggestions from my credit score on how I could make it work. There was no financial benefit for him at that time, but he served as a teacher,which is my field, and guided me to where I'm at now. From a year ago to now using his advice I'm in a beautiful home which is in a big part to his credit. All the way through Jim assisted me and packaged up the paperwork in a manner so my application was solid, despite my challenged financial status from my past. Jim Collins is the person who I would recommend to my friends, colleagues and to you as a person seeking the top person in his field.