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  • First Financial Serv

First Financial Serv


Purchase Loan, Refinancing, Home Equity

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First Financial Services is a DIRECT LENDER that has been delivering superior rates and exceptional customer service since 1991.  FFSi offers Purchase, Refinance, Conventional, Jumbo, FHA, and VA loans with NO Upfront Lender Fees.  We are a BBB accredited business with an A+ Rating.  Our company was also just listed on the Inc. 5000 list of fastest growing companies in the United States.  

Contact us today, for your no cost, no obligation quote.  We can also get you pre-qualified in 30 minutes or less so you can shop for the home of your dreams. 

Ratings & Reviews
- Highly likely to recommend
07/25/2014 - BobSmith15
Closed purchase loan. Edinburg, TX
I am trying to buy a house for the first time in my life. Yes, the process is still going on and I expect to reach my closing date within a week. As this is my first time, every step for buying a house has been strange and complicated to me, especially the part of getting a loan. However, I have felt so lucky since I communicated with Mr. Jeff DaCosta and Mr. Linh Nguyen at First Financial Services. They have been working together as a team to help me understand all processes of buying house. They have called me and emailed me to inform me of what has been done for the process. Such kindness helps me relieve my stress as a first time home buyer. As mentioned, I am still in the process of buying a house and am hoping to move in the new house within a week. Mr. DaCosta and Lihn are working so hard to help me move in the day I have planned. The best strengths of them are their willingness to communicate with me and to teach me about this journey. I will post follow up info after I successfully get the closing done within a week.  MoreLess
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- Highly likely to recommend
07/24/2014 - user2217427
Closed purchase loan. Basking Ridge, NJ
FFSI, though based in NC can help with a loan in any state. Friends of ours recommended them and we were able to secure a rate a half a percent lower than the major borrowers. We actually applied for two loans with them. After the first house fell through and we moved on to the second house, they kept many of our documents, were able to give a approval, and we even worked with the same officers. It made the process much faster, especially because others were trying to bid on the property.

Sending them documents was super easy, they had a website for document submission which I found a little cluncky, so instead I just sent all of my documents to my loan officer via email which worked very well.

Also remember that FFSi sells the loans but does not service them. As soon as you close it will be sold to another company.
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- Highly likely to recommend
07/22/2014 - eslisto 99
Closed refinance loan.
I highly recommend FFSI, Drew Rowlett was able to deliver exactly what I was initially quoted, low interest rate "no other lender could match" my good faith estimate was actually lower at closing !! Responsive professional even extended my lock rate at no charge as a precautionary measure . If your shopping around for a refi, FFSI and Drew Rowlett is the way to go!  MoreLess
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Professional Information
First Financial Services, Inc.
6230 Fairview Road Suite 450
Charlotte, NC  28210
(888) 395-2723
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First Financial Serv
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