Garden State Home Loans (GSHL) is considered a mortgage industry leader in OVERALL customer experience, pricing, and efficiency.
Here is what we can do for you:
➤ Refinance Mortgages: Refinance your Primary Mortgage, Consolidate multiple mortgages/liens, Cash Out Refinance, Debt Consolidation Refinance, Home Improvement Refinance, VA IRRL Streamline Refinance, FHA Streamline Refinance, FHA 203(K) Renovation Refinance, FHA 203(K) Streamline Refinance, Fannie Mae HomeStyle Renovation Refinance, HARP Refinance, Jumbo Refinance, Reverse Mortgage Refinance. All refinance options are applicable on Primary Residence, Investment Property, and Second Homes.
➤ Purchase Money Mortgage: Primary Residence Purchase Money Mortgage, Second Home/Vacation Home Purchase Money Mortgage, Investment Property Purchase Money Mortgage, FHA 96.5% Purchase Money Mortgage, 100% VA Purchase Money Mortgage, 100% USDA Purchase Money Mortgage, FHA 203(k) Renovation Purchase Money Mortgage, Fannie Mae HomeStyle Renovation Purchase Money Mortgage, Fannie Mae HomePath Renovation Purchase Money Mortgage, Delayed Financing Purchase Money Mortgage, 60 Minute Pre-Approval, GSHL Secure Mortgage Program allowing buyers whom have not found a home to secure a mortgage commitment prior to going under Contract for a home. ****All property types applicable i.e. Single Family Residence-Detached, Single Family Residence-Attached, Townhouse, Low or High Rise Condominium, Multi-Family Residences*****
➤ Niche Products: HARP Refinance up to 200% Combined Loan to Value, Refinance your home 1 Day off the Market, Purchase or Refinance Mortgage only 2 Years from Bankruptcy Discharge, Float Down Option Available on all Rate Locks, Cash Out Refinance up to 90% of property value, No Loan to Value limit on FHA and VA Streamline Refinances, We will do Less than 2 Years Self Employed borrowers, Jumbo Mortgages up to 90% of the property value, No Mortgage Insurance Programs Available up to 90% of property value
Why Garden State Home Loans:
➤ Proud Approved Exclusive Mortgage Partner of Quicken Loans in the State of New Jersey
➤ "Five Star" Reviewed Premier Mortgage Lender on Zillow.com www.zillow.com/profile/gardenstateloans/reviews
➤ "A" Rated with the Better Business Bureau and is an Accredited Business
➤ Member of the National Association of Mortgage Brokers (NAMB), National Association of Independent Housing Professionals (NAIHP), and is an Equal Housing Lender
➤ Industry Pricing Leader on Conventional, FHA, VA, USDA, and Jumbo mortgages
➤ Year after Year Award Winning Customer Service Winner for Best Overall Customer Experience
➤ Exclusive Realtor Partner on the Zillow.com Network; Offering The 60 Minute Pre-Approval Process
➤ Customer Focused Loan Originators with 24/7 customer support
➤ Online Application and Customer Portal