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  • GardenStateLoans

Office of the State Bank Commissioner of Delaware, Pennsylvania Department of Banking and Securities, Connecticut Department of Banking (3 years experience)


Purchase Loan, Refinancing, Home Equity, Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Garden State Home Loans (GSHL) is considered a mortgage industry leader in OVERALL customer experience, pricing, and efficiency. 

Here is what we can do for you:

➤ Refinance Mortgages: Refinance your Primary Mortgage, Consolidate multiple mortgages/liens, Cash Out Refinance, Debt Consolidation Refinance, Home Improvement Refinance, VA IRRL Streamline Refinance, FHA Streamline Refinance, FHA 203(K) Renovation Refinance, FHA 203(K) Streamline Refinance, Fannie Mae HomeStyle Renovation Refinance, HARP Refinance, Jumbo Refinance, Reverse Mortgage Refinance. All refinance options are applicable on Primary Residence, Investment Property, and Second Homes.

➤ Purchase Money Mortgage: Primary Residence Purchase Money Mortgage, Second Home/Vacation Home Purchase Money Mortgage, Investment Property Purchase Money Mortgage, FHA 96.5% Purchase Money Mortgage, 100% VA Purchase Money Mortgage, 100% USDA Purchase Money Mortgage, FHA 203(k) Renovation Purchase Money Mortgage, Fannie Mae HomeStyle Renovation Purchase Money Mortgage, Fannie Mae HomePath Renovation Purchase Money Mortgage, Delayed Financing Purchase Money Mortgage, 60 Minute Pre-Approval, GSHL Secure Mortgage Program allowing buyers whom have not found a home to secure a mortgage commitment prior to going under Contract for a home. ****All property types applicable i.e. Single Family Residence-Detached, Single Family Residence-Attached, Townhouse, Low or High Rise Condominium, Multi-Family Residences*****

➤ Niche Products: HARP Refinance up to 200% Combined Loan to Value, Refinance your home 1 Day off the Market, Purchase or Refinance Mortgage only 2 Years from Bankruptcy Discharge, Float Down Option Available on all Rate Locks, Cash Out Refinance up to 90% of property value, No Loan to Value limit on FHA and VA Streamline Refinances, We will do Less than 2 Years Self Employed borrowers, Jumbo Mortgages up to 90% of the property value, No Mortgage Insurance Programs Available up to 90% of property value

Why Garden State Home Loans:

➤ Proud Approved Exclusive Mortgage Partner of Quicken Loans in the State of New Jersey

➤ "Five Star" Reviewed Premier Mortgage Lender on

➤ "A" Rated with the Better Business Bureau and is an Accredited Business

➤ Member of the National Association of Mortgage Brokers (NAMB), National Association of Independent Housing Professionals (NAIHP), and is an Equal Housing Lender

➤ Industry Pricing Leader on Conventional, FHA, VA, USDA, and Jumbo mortgages

➤ Year after Year Award Winning Customer Service Winner for Best Overall Customer Experience

➤ Exclusive Realtor Partner on the Network; Offering The 60 Minute Pre-Approval Process

➤ "Get Every Loan Done" Philosophy, our goal is to deliver for every customer, we do a thorough upfront review of every single file to guarantee that any potential snags are caught up front. We Pre-Disaster every file from Day # 1, we do not wait for an underwriter to find a problem. We look to trouble shoot issues up front, and put each file on a clear path for a smooth process. 

**New Jersey**Connecticut**Pennsylvania**Delaware**
Ratings & Reviews
- Highly likely to recommend
09/15/2014 - bikinggirl1
Closed refinance loan.
Perfect transaction from start to finish. Personal attention, the best rates and fees, immediate response and follow through and impressive creative problem solving. Would highly recommend Anthony Casa and Garden State Loans.
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Response from GardenStateLoans


- Highly likely to recommend
09/11/2014 - mariag0417
Closed refinance loan.
I had an extraordinary experience refinancing my home with Garden State Home Loans. The process from application day to closing day took less than 3 weeks. I would like to thank my loan officers Susan Colella, Brandi Thompson and their team. Their level of professionalism, knowledge and responsiveness is what every customer deserve. I am extremely satisfied and would definitely recommend Garden State Home Loans to my friends and family. Thank you.  MoreLess
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Response from GardenStateLoans


- Highly likely to recommend
09/05/2014 - adrian.pelaez
Closed refinance loan. West Hartford, CT
I will like to thanks Susan Colella and her team for all the good work. the process took only 5 weeks they are very honest and professional. I really recommend garden state home loans.
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Response from GardenStateLoans


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Professional Information
Garden State Home Loans
2091 Springdale Road, Suite 16
Cherry Hill, NJ  08003
(888) 495-1608
Screen name:
Member since:
  • 473163
Other Licenses:
  • 012361 (Office of the State Bank Commissioner of Delaware)
  • 34722 (Pennsylvania Department of Banking and Securities)
  • MB-473163 (Connecticut Department of Banking)
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