Wow! I tend to not be overly effusive in praise, but Garden State Loans deserves this review and my highest of recommendations.
I had multiple conversations with President, Anthony Casa throughout my refinance and every promise that he made me on day one was honest and accurate upon my closing. I not only got a great rate, but I got great service directly from the head person at the company. Anthony is personable, knowledgeable, and accessible. I was given his cell number and every time I called he picked up without fail and happily answered my questions. Anthony's assistant, Brandi, is also a true professional. Do yourselves a favor and ask to work with this pair! Throughout the process I was very leery due to the fact of the horror stories I have heard about mortgage companies and their deceptive little tricks. Truthfully, when I first spoke to Anthony alarm bells rang because the deal he offered me was way too good to possibly be true. All I can say is that I closed last week and everything went smoothly and the terms promised were accurate to the penny. If you are a skeptic when it comes to mortgage brokers, take a leap of faith with Garden State Home Loans - your wallet will thank you!
GSL had a great interest rate. Just as important, they were very easy to work with. Justin and Heather were very knowledgable and responsive to my questions/phonecalls/emails throughout the entire process. Everything happened as planned. I would highly recommend them to anyone who needs a loan, is looking for a good rate and a good group of people to work with.
Refinancing with Garden State Loans was fast and easy every step of the way. Alicia, the loan originator, was extremely helpful and responsive to any questions during the process. Garden State was able to construct a refinancing that minimized upfront costs offering a very competitive interest rate. I would highly recommend Garden State Loans to anyone interested in refinancing.
I had an excellent experience refinancing my mortgage with Garden State. Norm Tomasello and Lisa Celentano provided excellent service. I shopped around, and the rate and fees they offered were excellent. Once I decided, from the day I called to the closing, it was less than three weeks, exactly as Norm had promised!! It helped that I had all docs requested and was able to email them within two days, but still they did a great job in processing all, considering that my case involved not only refinancing my primary but also paying off my old HELOC, bundling all in one single low-rate loan. Finally, the closing as done at my home, as they sent a notary to do all at my place. I highly recommend Garden State!
GardenStateLoans team made everything simple and easy with a smooth refinance transaction, fast follow up and answering all my questions the same day. They provided me with all the info needed for all refinance options and best rates. Impressive service from Garden State Loans Team.
I would say 4 words: No Hassle, committed , knowledge and Amazing.
No Hassle : If one have all the documentation, they make sure you get what you deserve.
Committed : Work hard to make things work for you.
Knowledge : They know what they do.
Amazing: In this digital world, human touch is most important thing which they have.
My re-finance with Garden State Home Loans was very smooth. My loan processor replied to all of my emails within minutes and any concerns I had were addresses as quickly as possible. Re-financing or a new mortgage is confusing to most people, but Garden State Home Loans has made the process extremely easy! Not to mention they gave me a better rate then other companies I spoke to.
We recently had another excellent experience with Garden State Home Loans. After closing on our first home in January of this year, Justin at GSHL proactively reached out to us to let us know that mortgage rates had dropped and he could save us some money. He and his team walked us through the refi process, picked up our closing costs, and substantially lowered our monthly payment. Thanks again!
It was a pleasure dealing with Justin and Gardenstateloans. It was a no hassle quick no strings attached experience. Justin was knowledgeable about all aspects of loan and questions i had about it .I did not feel any pressure, what i was told is what came true . Please use Justin Dejoseph and GSL you will not be disappointed. Plus they have a great BBB rating!!