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Gene Clements's Advice

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  • 57 Contributions
  • 0 Best Answers
  • 27 Helpful

Gene Clements wrote:

2419 brentwood road

Answer
What about it?
August 05 2013
(0)

Does a new home buyer need a large down payment?

Answer
If you are a veteran you can get a VA loan with zero percent down. Also If you live in Ma you could do a MA housing loan for 3percent down. Call a local bank or mortgage broker and see what is available.
August 05 2013
(0)

If a home is listed with the HomePath Renovation logo, can I buy the home with any other loan?

Answer
The home could be in great shape even though it qualifies for Home Path. Home path also allows you to put down less money and has other advantages over most other programs for people little money down. As stated above you do not have to use it and it may not be the best option if you are putting a large down payment down.
August 03 2013
(0)

Looking to refinance 30 yr. to 4% no points/closing costs credit is a 8 score

Answer
Watch rates carefully ,hopefully they will dip back down. I think you may have missed the boat for the time being. I would reccomend you contact David Kay MSA mortgage and talk to him about your options.
August 03 2013
(0)

how do I find my home market value

Answer
If you just want to know for your own sake then a good local agent can do a market analysis for you. Most including myself do not charge for this service. If you need to know for a divorce, estate ect hire an appraiser. call or email me and i will give you a couple of great ones to contact. [Phone removed by Zillow moderator. Please see our Good Neighbnor Policy.]
August 03 2013
(0)

Have to move across country for work, current home is underwater.

Answer
A short sale as mentioned seems like the best option but I would also ask a local agent what your home could be rented for. You maybe able to rent it until the home appreciates. Good Luck!
August 03 2013
(1)

will this site estimate the value of my home?

Answer
Contact a local agent who is experienced in your town. They can give you a much better idea of value. I would be happy to help you , for free of course. 978-998-9600
August 03 2013
(0)

My wife and I have a fixed budget and wish to pay cash for a home. Cannot find a realtor

Answer
As an agent I love cash buyers. I recommend you contact one the agents below. They will not refuse your business they clearly want it.
August 03 2013
(0)

How long after a foreclosure can you purchase another home if you were the second person on the note

Answer
If the loan was a portfolio loan with a local bank you could possibly by sooner than 2 years. But typically as stated below 2 to 3 years for FHA or VA and about 7 for conventional.
August 03 2013
(0)

Should I cut and run?

Answer
If you enjoy living in the home and can afford the payments I would stay put markets always go up and down. If you can not afford the home I would contact a local agent about a possible short sale.
August 03 2013
(2)
 
 
 
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