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Profile picture for Patty Immekus

Patty Immekus

Lender

Broker / Senior Loan Consultant (7 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Geneva Financial is a mortgage banker / broker. Geneva Financial is licensed in AZ, CA, CO, ID, NV, OR, and WA. 

Geneva Financial has lending relationships with over 50 investors. We offer the most diverse portfolio of loan programs at the most competitive rates and fees. If it can be done, we can do it, and we can do it for less. And unlike large banking operations, all our professional loan officers are educated and licensed. 

Geneva Financial offers the following loan programs:

Now Available: HARP II (Unlimited Loan to Value)

Conventional
    -97% Owner Occupied 
    -80% Non Owner Occupied
    -DU Refinance Plus Unlimited Loan to Value
    -Freddie Relief Refinance to 125%

Home Path
    -97% Owner Occupied
    -90% Non Owner Occupied
    -No Appraisal
    -Home Path Renovation now Available

FHA
    -96.50 (>580 Credit)
    -90% (500 - 579 Credit)
    -203K Rehab Loan
    -Streamlines without appraisal
    -Manufactured Homes

VA
    -100% Loan to Value
    -Streamlines (without appraisal available) 

USDA
    -100% Loan to Value
    -Rural Housing

Jumbo
    -80% Loan to Value

Portfolio Programs
    -Hard Money
    -Chattel
    -Commercial

Call or email your individual loan scenario for the most competitive loan programs and rates.  
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Ratings & Reviews

  
 

09/05/2013 - user05823171
Closed refinance loan. Desert Shores, Las Vegas, NV

After speaking to several lenders in effort to refinance my home and experiencing everything from no follow through, to lack of expert advice, I tried Geneva Financial and was connected to Justin Pierce. By this time, I was happy just to get a return call, but Justin (and his assistant Jennifer Phillips) provided so much more. I gave Justin a lot of obstacles to work with and not only did we close within a few weeks, he remained positive and found ways to get the refinance complete. He (or Jenn) returned emails, phone calls and even texts within a few hours. They kept me apprised of the situation and never said it couldn't be done. They were both such a pleasure to work with, I would strongly recommend working wit Geneva Financial and if you are lucky enough to live in Las Vegas, ask for Justin!  More Less 

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Response from Patty

 

  

05/29/2013 - user84922110
Closed refinance loan. Chandler, AZ

Geneva Financial staff was very professional in all aspects of the process. They kept us informed through the whole process as far as what was going to happen when. We could not have asked for a better experience.

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Response from Patty

 

  

05/19/2013 - user7953789
Closed refinance loan. Hohokam Highlands, Mesa, AZ

Patty Immekus made refinancing very easy. She made sure that we understood everything along the way and kept us informed throughout the entire process. She made accomodations to get our signing completed at our home because we were unable to meet during regular office hours. We appreciate her making our refinance go smoothly. We will definitly have Patty do any future refinancing for us, and recommend her to others looking to refinance  More Less 

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Response from Patty

 

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